In this discussion, you will compile the key points and the recommendations you made to improve the policy you selected for Final Project Two in a PowerPoint presentation to share with your peers. I
The Obama care recommendations
Obama policy efficacy and recommendations
The health care policy has positively impacted the lives of Americans. The healthcare policy has reduced the premiums paid for healthcare insurance and enabled all the enrolled citizens to have access to affordable health care programs both the disabled, the low earning and senior citizens (. The ACA expands the affordability, the quality, access to private and state-run health care programs like Medicaid through consumer regulations, aids from federal govt, taxes, insurance exchanges and other but it does not replace private insurance, Medicare or Medicaid (Holtz, 2017).
The health care has covered the prices for Medicare and prescription drugs. Free contraceptives are given to many people, there is free access to mammograms, colonoscopies and cholesterol tests. People who have pre-existing medical conditions are no longer denied the access to medical coverages by insurance companies. Roughly, about 20 million people have access to medical cover under the Obama care (Maheshwari, 2013). This health care policy program is highly recommended to all Americans for an assured medical coverage. At least Americans of all class who have subscribed to the coverage can have access to treatment of their conditions before their illness or medical conditions get to a level the needs critical medical attention.
This policy is a secure shield for all its subscribers’ health, and in reality, the policy is meeting its intents on the population and it is recommendable that every American with a legit conscience subscribes for the health care policy (Maheshwari, 2013).
How can the policy be improved?
The relative healthcare actuarial price ratio between the older and the youngest adults should be cut to make the healthcare affordable to the youngest adult population. These is because the price ratio of the health care does not favor the young population since the young adults are paying more to subscribe to the policy which could turn out to be costlier or even unaffordable to most of them. The price of the healthcare paid by the older American population should also be reduced so that many older adults can afford the healthcare. The younger and the older adults could be allowed a 50 % off in the insurance policy during their first year of subscription to lure many of them into the pool. (Brill, 2017).
The increased subsidies on the policy could be taken care of through having new measures on the price of the drugs prescribed by giving the healthcare the power of negotiation on the of the prices like the mechanisms practiced by every other developed country, where they have about 30-60% lower prices compared to America. Only about 15% of the prescribed drugs prices could be enough to generate over $600 billion through the healthcare savings for the next one and half decades. This could save the taxpayers from spending billions of dollars in the Medicare costs and also lower the private premiums (Piccone, et al 2014).
Allowing the Medicare to have a full implementation on the competitive for medical equipment and devices will ensure that there is full control over the health care sector because the policy has been denied the power to have control over the medical equipment prices. Giving the bill power over “competitive bidding could save the government at least $50 billion over the next decade.” (Brill, 2017). On monthly premiums, I strongly believed that lowering the premiums of Affordable Care Act will give a helping hand to the working force due to worker’s wages growing at a slower rate than rising health care cost. Another consideration is to have A national health service, where medical services are delivered via government-salaried physicians, in hospitals and clinics that are publicly owned and operated—financed by the government through tax payments such as newly graduated Physicians so they can work off their Medical school’s loans. Private doctors may work in this setting but must be willing to take the government’s payment or fees, and they must follow specific regulations on their medical practice (PNHP.org).
References
Brill, S. 1. (2015). America's bitter pill: money, politics, backroom deals, and the fight to fix our broken healthcare system. Random House Digital.
“Health Care Systems—Four Basic Models,” Physicians for a National Health Program, December 2008. Retrieved from:
http://www.pnhp.org/single_payer_resources/health_care_systems_four_basic_models.php.
Holtz, C. (2017). Global Health Care: Issues and Policies. (3rd, Ed.) Burlington, MA: Jones & Bartlett Learning.
Maheshwari, P. (2013). Care, Compassion & Medicine: A Small Expose on What Makes Us Tick and How It Affects Our Health and Well Being. CreateSpace Independent Pub.
Piccone, T., Pifer, S., & Wright, T. J. (Thomas J.). (2014). Big bets & black swans: a presidential briefing book: policy recommendations for President Obama in 2014. Brookings Inst Pr.
