Terms of Use

PLEASE CAREFULLY READ THESE TERMS OF USE, AS these Terms of Use (the “Terms”) are a binding contract between you and Worbert Limited (the “Company”, “we” and “us”), a company registered in Cyprus with its registered address at 20 Christou Tsiarta, Elma 2, 22, 1077, Nicosia, Cyprus, which operates the StudyDaddy.com (“StudyDaddy”).

These Terms of Use govern your right to access and use the StudyDaddy.com platform and related services, including the marketplace functionality that enables users to connect for tutoring services (collectively, the “Services”), regardless of how you access them, whether by computer, mobile device, or otherwise; and regardless of whether you are a registered user or a guest. By using the Services, you agree to and accept all of the Terms of Use. If you do not agree to the Terms of Use, you are not authorized to use the Services and you must cease all such use immediately. We reserve the right to modify these Terms of use at any time by posting a notice on the Site, or by sending you a notice via email. You shall be responsible for reviewing and becoming familiar with any such modifications. Such modifications are effective immediately upon first posting or notification.

StudyDaddy.com offers a marketplace for those seeking tutoring services (Students) to connect with those seeking to provide tutoring services (Tutors/Experts). Students are responsible for selecting the right tutor for their needs. In making hiring decisions, Students should review and investigate each tutor's self-reported education, and experience, as well as reviews from other students on his StudyDaddy.com Profile.

In Our Terms of use:

“Website” means StudyDaddy.com

“User” means anyone who accesses and/or registers/view our Services, including without limitation Students, tutors, Guardian/Parents or other users.

“Tutors/Experts” means Experts, tutors, and anyone who provides answers, online courses, instruction, tutoring and learning services through our Services.

“Product” an assignment, paper, and/or other written product, which is drafted and delivered to the customer in accordance with its order.

“Tutorials” an access tutor’s posted specific answers (“Tutorials”) to already submitted questions named as Tutorials (These are already Used Papers).

“Order” means a request submitted by a Student for custom-written educational or research material, fulfilled by a Tutor through the Platform.

“Student Balance” means the internal escrow account maintained by StudyDaddy holding Student's prepaid funds pending Order completion.

“Tutor Balance” means the internal account reflecting a Tutor's accumulated earnings not yet withdrawn via the supported payment processor.

Eligibility

We operate in accordance with the “COPPA” (Children’s Online Privacy Protection Act passed in 1998). Our Services are intended solely for users who are 18 years of age or older. If you are under 18, you are not permitted to register or use our Services. We do not knowingly collect personal data from individuals under the age of 13 in accordance with COPPA.

Our services

You acknowledge and agree that StudyDaddy.com services are provided for the purpose of learning, information or guide only, not for cheating. All materials and written products provided through StudyDaddy are intended solely for research, reference, and study assistance purposes. Students are solely responsible for ensuring their use of any materials obtained through the platform complies with the academic integrity policies of their respective institutions. The Company bears no liability for any academic, disciplinary, or legal consequences arising from a Student's misuse of such materials.

By submitting the order and/or payment, you are purchasing the product for your personal, non-commercial, use only. All products are drafted by freelance writers who transfer all rights and ownership regarding the products to the Company. Refunds are governed by the Revision and Refund Policy set forth below. To the extent permitted by applicable law, all products are provided without warranties, expressed or implied. It is your obligation to read these Terms and Conditions and Help page, before submitting any order and/or payment to this website. We are not responsible for editing, modifying, filtering, screening, monitoring, endorsing or guaranteeing any delivered Content. Content is to be used for general information purposes only, not as a substitute for Academic Answers.

Users should remember about copyright laws that apply to all the content we share. By accepting the terms, users promise to abide by all the intellectual property laws and trademark rules established by the Company. Users have no legal right to copy, upload, transmit, distribute, reproduce, sell or modify any Company’s content (1) without the consent issued by the company or (2) use it in a way that does not respect the intellectual property rights, including those of the Company.

Users should understand and accept the fact that the company is the only owner of all the rights for services and products it provides in and to all of its patents, inventions, copyrights, trademarks, domain names, trade secrets, know-how and any other intellectual property and/or proprietary rights in and to the services as well as all content. It is forbidden to make changes, publish, reproduce (except for the cases when stated otherwise) or anyhow exploit any works or services delivered by the company. This section applies to all content created, delivered, or made available through the platform, including Tutor answers, tutorials, and platform materials. It does not apply to original materials uploaded by Students solely for the purpose of describing their Order requirements.

The company has a right to cancel any agreement or break the contract with any expert who delivers unoriginal or plagiarized products. You should accept the fact that no product can be passed to any third party, sold or anyhow distributed for any non-personal purpose. It is essential to acknowledge that if the company has a doubt regarding your usage of our product, it can cancel your membership and stop any form of cooperation with you.

Submitting any material obtained through StudyDaddy as one's own original work to an academic institution, without proper citation, may constitute academic misconduct under that institution's policies. Any written material provided through the StudyDaddy should be implemented solely for reference or research. We never encourage nor take part in distributing plagiarized content. The Company does not condone dishonesty and fraud of any type. We strictly follow intellectual property rules, and we will never allow our customers to violate such rules. Therefore, it is vital to accept the fact that all the materials displayed on the website or purchased by customers must be used only as examples or research materials. Any idea, quote or statistics taken from our materials/products should be properly cited and referenced to the website. The Company and its partners, experts and other affiliates should not be legally responsible for any illegal, inappropriate or any other wrong usage of the written materials obtained from StudyDaddy. This may include plagiarism, detention, expulsion, low grading, loss of grants/scholarships, academic failure and any other legal and disciplinary punishment. The customers take all the responsibilities for causing any disciplinary/legal actions when using our materials in an illegal and unethical way.

Use

StudyDaddy allows all the registered students to reach out to experts (who represent certain entities or operate individually). Note that tutors are not agents nor employees of the Company. Students can also access tutor’s posted specific answers (“Tutorials”) to already submitted questions named as Tutorials (These are already Used Papers). It is solely a customer’s decision to purchase a tutorial or hire an expert in order to get answers to his/her questions. Every user should bear several obligations in mind.

In terms of site usage, you must:

Be of legal age in order to accept the Terms and abide by them
To provide actual, complete and correct information when registering at the website ('registration data')
Not to disclose your login info to anyone in order to maintain the security of your personal info
To keep all the contact/personal information provided to the Company up to date
To take responsibility for any risks regarding unauthorized access to your registration data and personal details

Every user must agree to utilize the website and its services in a lawful, ethical and proper manner. Any offensive, illegal, inappropriate or otherwise improper usage of the StudyDaddy will lead to termination of the contract between the company and the user. The Company has a right not to send out any notifications regarding suspension.

Users should carefully read and remember the following points that may lead to the termination of cooperation between them and the Company:

Any violation of legal rights, including intellectual property rights and rights to personal security. This also includes verbal abuse, cyber bullying, stalking, threatening and defaming of others.
Uploading, distributing, publishing any illegal, hateful, inappropriate or disrespectful materials, topics, names and other data.
Using the website and its Services for purposes that violate local, national and international regulations, including work and hourly wage related laws.
Sharing and uploading files containing any materials violating copyrights and other decrees and regulations.
Purposely uploading files containing malicious software and viruses, like Trojan horses, worms, cancel bots and any similar programs that may cause unamendable damage, disrupt, disable or undermine operations of any computer system, device or network.
Making an attempt to obtain unauthorized access to user accounts or any other website-related systems.
Behaving in a way or taking an action that may harm the website.
Publicizing, advertising and selling products or services that are not relevant to the company.
Operating on behalf of another person or giving personal information to another person/entity to get services from StudyDaddy.com.
Spamming of any kind is not allowed. Users that continuously spam will be banned from the website.
Downloading files of other people whom you know or have been acquainted to. Such distribution practice is illegal at StudyDaddy.com.
Obtaining, copying, replicating or extracting any content or materials from the website by means of illegal methods/malware, i.e. bots, hacking programs, scrapers, etc.
Restricting other users from joining and using the website.
Duplicating, selling, copying or exploiting information from the website for any commercial purposes.
Purposely providing incorrect personal details or using information of existing users to benefit from the service.
Taking the work of other people and submitting it as your own.
Selling our materials or products to third parties.
Advertising services (their names and websites) that we do not partner with at StudyDaddy.com.

The Company does not claim ownership of original content uploaded by users to the platform, such as assignment briefs or supporting materials. However, all content created, delivered, or published through the platform by Tutors is subject to the intellectual property terms set out in the Copyright section above. As long as it is not stated otherwise, all the content coming from our customers is deemed to be created on a non-confidential basis. Therefore, the company has a legal right to remove such content without sending a notification to the person who posted it. In addition, by posting any piece of information at StudyDaddy you grant the Company a non-exclusive, worldwide, royalty-free license to use, display, reproduce, and distribute such content solely for the purposes of operating and improving the Services.

Users who violated StudyDaddy’s Terms or are involved in fraudulent financial activity can be blocked.

Payment

You understand and agree to abide by StudyDaddy’s tutor and student payment policies. You agree that you are willing to pay all costs through StudyDaddy. These costs include but are not limited to price as listed.

The Student submits an Order with requirements and a desired budget. Tutors review available Orders and submit proposals with their final price. Upon selecting a Tutor, the Student pays the full Order amount by card. Funds are held in the Student Balance and released to the Tutor no earlier than 40 days after Order completion, upon the Student marking it complete or expiry of the 10-day revision period without a dispute. Once released, funds are deemed earned and no refund will be made, except as required by law. Refunds, where applicable, are credited to the Student's internal balance. StudyDaddy acts as a payment intermediary only. You are responsible for reviewing and understanding all payment terms before submitting an Order.

The customer should not chargeback any expenses paid when purchasing a product from the Company. If you do a fraudulent or abusive chargeback, the Company has a right to immediately suspend your account.
Tutors/Experts receive payment from Students via the Site only. StudyDaddy does not condone or in any way participate or become a party to any off-site transactions between users of the Site. The Company reserves the right to suspend accounts involved in off-platform transactions.

Revision and Refund Policy

We assess refund requests on a case-by-case basis as there are usually unique reasons why a refund request is made. Unsatisfactory answers are answers that are either overdue, or fail to follow the instructions outlined in the question's description. If you receive an unsatisfactory answer, the first thing you should do is ask the tutor to revise the answer. If this does not resolve your dispute and you feel it necessary to make a refund request, contact the support team with the reason for your refund request and explain why the answer is unsatisfactory. Please note, we may require documented proof that the quality of your order is low. The support agent will go over the answer to see if it meets the requirements and our internal guidelines for quality. If the answers do not meet the requirements, the student's money is refunded. We offer 10 days to request a refund in case you were dissatisfied with the answer. Once the Refund Period elapses, we will not refund any amounts paid.

Customer can seek revision of the product if it does not meet the specifications provided by the Customer. Once the customer completes the order and rates tutor is deemed as completion of the job to the satisfaction of the Customer, and no money will be refunded.

After the answer was posted we offered 10 days to send us any complaints or revision requests. After 10 days money will be sent to the Tutor automatically. Please, review your order carefully. Once the amount is received by the Tutor, it is deemed that the work is complete and is to your satisfaction and no refund will be made.

If your order is late because you did not provide required information or materials on time, then you cannot claim a refund based on lateness. Please, be advised that it is very important to provide requirements as the time you place your order.

If a revision request violates the original instructions, the Company has the right to decline it.

Revision Policy is not applied to the purchased Tutorials. All tutorials are non-refundable and come with no warranties, expressed or implied. Products are for research, reference, informational purposes only. It is the customers responsibility to read and understand this policy prior to purchase.

Additional Tutor Terms

Tutor earnings are credited to the Tutor Balance upon fund release. Earnings are eligible for withdrawal no earlier than 40 days after the date of Order completion. The Company may extend this period in cases including, but not limited to, disputes, chargebacks, or compliance reviews.

Withdrawals are subject to applicable minimum thresholds, fees, and processing conditions, as determined by the Company from time to time. Payments may be processed via third-party payment providers designated by the Company. The Company reserves the right to modify withdrawal methods, applicable fees, and related conditions at its discretion, with prior notice where required.

Tutor Balances held on the platform do not accrue interest of any kind, regardless of the duration of holding.

An account is considered Inactive if the Tutor has not logged in, placed a bid, or completed any Order for 12 consecutive months. Upon reaching 9 months of Inactivity, the Company will send a written notice to the Tutor's registered email address informing them of the upcoming forfeiture deadline. It is the Tutor's sole responsibility to maintain an up-to-date email address. If the account remains Inactive for 12 consecutive months and the Tutor has not submitted a withdrawal request or responded to the inactivity notice, any accumulated Tutor Balance shall be deemed forfeited and may be written off by the Company at its sole discretion, without further notice or compensation.

If a Tutor account is permanently banned due to a violation of these Terms, any remaining Tutor Balance shall be withheld and may be applied toward costs associated with dissatisfied Students, chargebacks, refunds, or reputational damage to the Company.

If a Tutor voluntarily requests account deletion, any Tutor Balance below the minimum withdrawal threshold of USD 50.00 at the time of deletion shall be automatically forfeited.

Any claim by a Tutor regarding unpaid earnings must be submitted to [email protected] within 24 months of the date the earnings were credited to the Tutor Balance. Claims submitted after this period will not be honored.

These Terms apply to all Users who register on or after the date of publication. Users registered prior to any amendment will be notified by email and will have 30 days to accept the updated Terms. Continued use of the platform after such period constitutes acceptance.

You also acknowledge and agree that you are solely responsible for all answers and tutorials that you make available through the StudyDaddy. Accordingly, you represent and warrant that: (i) you are the original creator and writer of all Answers and Tutorials that you make available through the StudyDaddy or you have all rights, licenses, consents and releases that are necessary to grant to StudyDaddy the ownership in such Answers and Tutorials, as contemplated under these Terms; (ii) neither the Answers and Tutorials nor your posting, uploading, publication, submission or transmittal of the Answers and Tutorials or StudyDaddy’s use of the Answers and Tutorials (or any portion thereof) on, through or by means of the StudyDaddy will infringe, misappropriate or violate a third party’s patent, copyright, trademark, trade secret, moral rights or other proprietary or intellectual property rights, or rights of publicity or privacy, or result in the violation of any applicable law or regulation; and (iii) your Answers and Tutorials and your postings will not defame any person, business, location or property.

Answers and Tutorials are not private or confidential and may be read, collected, and used by others. To better protect your privacy, do not include information regarding your identity or contact information in Answers and Tutorials that you post or upload to the StudyDaddy. You are fully responsible for all Answers and Tutorials you contribute, in any manner, to the StudyDaddy, and for the accuracy of the same, and you represent and warrant you have all rights necessary to do so, in the manner in which you contribute it, and that StudyDaddy shall not need to obtain any licenses, rights, consents, or permissions from, or make any payments to, any third party for any use or exploitation of your Answers and Tutorials in any and all media, whether now known or hereafter created, or have any liability to you or any third party as a result of any use of your Answers and Tutorials as authorized in these Terms.

After submitting your Answers and Tutorials to the StudyDaddy, StudyDaddy will own your Answers and Tutorials. Your hereby assign and agree to assign to StudyDaddy all right, title and interest in and to your Answers and Tutorials. At the same time, StudyDaddy grants you a nonexclusive, non-transferable, revocable, limited license to use and distribute your own Answers and Tutorials, for as long as StudyDaddy allows and unless and until StudyDaddy requests you to cease such use and/or distribution. Subject to the foregoing, you continue to have the right to use your Answers and Tutorials in any way you choose. You waive any and all rights of privacy, publicity, or any other rights of a similar nature in connection with the use of the Answers and Tutorials, or of your name, personality, likeness, image or voice in connection with offering, delivering, marketing, promoting, demonstrating and selling your Answers and Tutorials, or any advertising or publicity relating thereto. You understand and agree that if you delete your account, it may not be possible to completely delete that content from StudyDaddy’s records, and that StudyDaddy will retain ownership of your Answers and Tutorials and your Answers and Tutorials will remain viewable elsewhere as part of the StudyDaddy and to the extent that they were downloaded or stored by other Users.

In addition to the obligations applicable to all Users, you agree to the below terms if you sign up as a Tutor through the StudyDaddy.

You have the required qualifications, credentials and expertise to offer answers, instruction and materials, and that any credentials you post are accurate, truthful, complete, and not misleading;
You will not use the StudyDaddy for any business other than for providing tutoring, teaching and instructional services to registered Users;
You will respond to Users seeking your services in a timely fashion, so as to ensure quality of service to Users;
You will not submit any false or misleading answers or information, or submit any proposal with a price that you do not intend to honor;
You can only create one account with us and may not transfer or sell your account to anyone else. Creating multiple accounts is forbidden. Duplicated accounts will be permanently banned.
You may not and you agree that you will not share personal contacts. This includes your first and last name, email address, Skype ID, phone number, social network usernames, etc. You may not ask the student for login details to university websites. In case of any violation of these Terms, the tutor account would be immediately terminated without any compensation or refunds.
By providing tutoring and educational content services through this Website, you are representing to us that you are a qualified writer in good standing. Providing false or incomplete information will result in being barred from the system and / or withholding of all payments due to the writer, under these Terms.
You may not and you agree that you will not advertise any external homework assistance services via StudyDaddy platform.
You may not boost your profile with fake reviews.
Do not apply to the question if you are unable to provide the quality answer in time. Your StudyDaddy account can be blocked due to a large amount of refunds.

Due to the infraction of regulations your account would be suspended or banned.

If you’ve been suspended, you will no longer be able to bid on any more questions. You can finish answering and collect payment for any remaining active questions, but will no longer be able to aply on more questions.

Bans are permanent suspensions, and are given to tutors who don’t meet the expectations of the platform. Typically, bans are given to new tutors who prove to not be a good fit, or established tutors who have committed repeat offenses.

If banned, your remaining tutor balance would be withheld to cover liability cost for dissatisfied students and damage done to the StudyDaddy’s reputation.

StudyDaddy may conduct certain verification processes for Tutors to signup on the Services.

Warranty Disclaimer

The Company does not make any representations or warranties concerning any content contained in or accessed through the Services, and we will not be responsible or liable for the accuracy, copyright compliance, legality, or decency of material contained in or accessed through the Services. We make no representations or warranties regarding suggestions or recommendations of services or products offered or purchased through the Services. Any Content or Services purchased or offered (whether or not following such recommendations and suggestions) through the Services are provided “AS-IS” and without any warranty of any kind from the Company or others. THE SERVICES AND CONTENT ARE PROVIDED ON AN “AS-IS” BASIS, WITHOUT WARRANTIES OR ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT USE OF THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE.

THE COMPANY CANNOT GUARANTEE AND DOES NOT PROMISE ANY SPECIFIC RESULTS FROM USE OF THE SITE. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE COMPANY OR THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS. YOU AGREE THAT YOUR USE OF THE SITE AND THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY AND EACH OF ITS ADVERTISERS, LICENSORS, SUPPLIERS, OFFICERS, DIRECTORS, INVESTORS, EMPLOYEES, AGENTS, SERVICE PROVIDERS AND OTHER CONTRACTORS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED IN CONNECTION WITH THE SITE AND YOUR USE THEREOF.

THE COMPANY MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITES CONTENT, THE CONTENT OF ANY SITE LINKED TO THE SITE, CONTRIBUTIONS, INFORMATION OR ANY OTHER ITEMS OR MATERIALS ON THE SITE OR LINKED TO BY THE SITE. THE COMPANY ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (A) ERRORS, MISTAKES OR INACCURACIES OF CONTENT AND MATERIALS, (B) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE OR THE SERVICES, (C) ANY UNAUTHORIZED ACCESS TO OR USE OF STUDYDADDY SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION STORED THEREIN, (D) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE, (E) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY, AND/OR (F) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE.

SOME STATES OR JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF CERTAIN WARRANTIES, OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF YOU RESIDE IN ONE OF THESE STATES OR JURISDICTIONS, THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.

Limitation on Liability

IN NO EVENT SHALL THE COMPANY OR ANY OF ITS EMPLOYEES, AGENTS, SERVICE PROVIDERS ADVERTISERS, LICENSORS, SUPPLIERS, OFFICERS, DIRECTORS, INVESTORS AND OTHER CONTRACTORS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT DAMAGES ARISING FROM YOUR USE OF THE SITE, CONTRIBUTIONS, MATERIALS OR ANY OTHER CONTENT THEREIN. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED IN THESE TERMS, THE COMPANY LIABILITY TO YOU IN RESPECT OF ANY LOSS OR DAMAGE SUFFERED BY YOU AND ARISING OUT OF OR IN CONNECTION WITH THESE TERMS, WHETHER IN CONTRACT, TORT OR FOR BREACH OF STATUTORY DUTY OR IN ANY OTHER WAY SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO THE COMPANY IN THE SIX MONTHS, OR $350, WHICHEVER IS GREATER. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU AND YOU MAY HAVE ADDITIONAL RIGHTS. IN THAT CASE, THE COMPANY LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW. THE EXCLUSIONS AND LIMITATIONS OF LIABILITY IN THESE TERMS OF USE WILL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. THIS SECTION SHALL SURVIVE ANY EXPIRATION OR TERMINATION OF YOUR RELATIONSHIP WITH STUDYDADDY.

Governing Law

The laws of the Republic of Cyprus, without regard to its conflict of law provisions, govern this Agreement and your use of the Service. Your use of the Service may also be subject to other local, state, national, or international laws. To the extent that any action relating to any dispute hereunder is permitted to be brought in a court of law, such action will be subject to the exclusive jurisdiction of the courts of the Republic of Cyprus, located in Nicosia and you hereby irrevocably submit to personal jurisdiction in such courts, and waive any defense of inconvenient forum.

Contact Information

If you have any questions regarding these Terms of Use, please contact us at [email protected]. If you have any other questions, contact information is available at the Contact page on the Site.

StudyDaddy.com is owned and operated by Worbert Limited. 20 Christou Tsiarta Elma 2, 22, 1077, Nicosia, Cyprus.