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Dun & Bradstreet One -Stop Report Banco de Crédito del Perú 20 January 2019     Banco de Crédito del Perú Calle Centenario 166 Lima, Lima 12 Peru   Tel: 16252000 Fax: 13132010   www.viabcp.com   D-U- N-S® Number: 93 -400 -1553 Employees: 16,965 Company Type: Public Subsidiary Corporate Family: 22 Companies Ultimate Parent: Credicorp Ltd Traded: Lima Stock Exchange: CREDITC1 Year Founded: 1889 Auditor: MEDINA, ZALDIVAR, PAREDES & ASOCIADOS SOCIEDAD CIVIL DE RESPONSABILIDAD LIM Financials in: As Reported (mil)   Fiscal Year End: 31 -Dec -2017 Reporting Currency: Peruvian Nuevo Sol Annual Sales: 2,997.7 Total Assets: NA Market Value: 15,426.3 (11 -Jan -2019)       Business Description   Banco de Credito del Peru (BCP) is a Peru -based banking institution. The Bank ’s products and services include saving accounts, commercial and consumer loans, mortgages, debit and credit cards, financial intermediation, portfolio management, insurance policies and other banking operations to individuals, businesses and institutions. It operates a network of over 340 branches located nationwide and other branches established abroad. The Bank owns such fully consolidated subsidiaries as Solucion Empresa Administradora Hipotecaria SA, BCP COLOMBIA SAS, Banco de Credito de Bolivia Sociedad Anonima, Inmobiliarios BCP SA, Banco de Credito del Peru and Inversiones BCP SA, among others. Banco de Credito del Peru is the indirect subsidiary of holding Credicorp Ltd.

Source: Reuters   Industry   Industry Commercial Banks ANZSIC 2006: 6221 - Banking ISIC Rev 4: 6419 - Other monetary intermediation NACE Rev 2: 6419 - Other monetary intermediation NAICS 2012: 522110 - Commercial Banking UK SIC 2007: 64191 - Banks US SIC 1987: 6021 - National Commercial Banks     Key Executives   Name Title Source Gianfranco Piero Dario Ferrari de las Casas Chief Executive Officer Reuters Fernando Dasso Montero Central Director of Planning and Finance Reuters Miriam Bottger Egg General Secretary and Board of Secretary Reuters Jose Aldo Esposito Li Carrillo Director of Audit Division Reuters Guillermo Jesus Morales Valentin Director of Legal Division Reuters   News   Title Date The Best Emerging -Markets Stocks for 2019 Kiplinger (753 Words) 14 -Jan -2019 Best Financial Institution Foreign Exchange Awards 2019: A Bumpy Ride In Fracturing Markets Global Finance Magazine (2320 Words) 7-Jan -2019 Peru holds rates at 2.75% as economic recovery loses steam Emirates Business (392 Words) 16 -Dec -2018 International students granted exclusive study loan by Peruvian bank Tradestart Australia (56 Words) 9-Dec -2018 Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 2 Credicorp CEO resigns amid WM growth push Citywire Americas (registration) (270 Words) 19 -Oct -2018 Credicorp Ltd. : announces a change in Credicorp Capital Ltd.'s management Investor Point (174 Words) 18 -Oct -2018   Financial Summary   As of 31 -Mar -2018 Key Ratios Company Industry Net Profit Margin (TTM) % 30.24 24.83 Return on Assets (TTM) % 2.37 1.61 Return on Equity (TTM) % 23.08 15.50 Sales 5 Year Growth 11.04   Debt to Equity 1.52 1.60 Source: Morningstar         Stock Snapshot   Traded : Lima Stock Exchange: CREDITC1 As of 11 -Jan -2019    Financials in: PEN Recent Price 5.88 EPS 0.37 52 Week High 6.40 Price/Sales 4.91 52 Week Low 5.49 Dividend Rate 0.17 Avg. Volume (mil) 0.04 Price/Earnings 16.10 Market Value (mil) 51,569.74 Price/Book 3.53 Source: Morningstar 2 Year Weekly End Price & Volume             1 - Profit & Loss Item Exchange Rate: USD 1 = PEN 3.263298 2 - Balance Sheet Item Exchange Rate: USD 1 = PEN 3.24536 D-U- N-S® Number: 93 -400 -1553 Key ID SM Number: 374903 Registered No.(VAT ): 20100047218 © 2019 Dun & Bradstreet, Inc. All rights reserved. © 2019 Morningstar. All Rights Reserved. © 1983 -2019 Reuters Research Inc. All Rights Reserved. Currency conversion provided by XE.com. Terms and privacy policy can be found on xe.com Published by Dun & Bradstreet, Inc., 2019 Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 3 Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 4     Banco de Crédito del Perú Lima, Lima, Peru, Tel: 16252000, URL: http://www.viabcp.com Executives Report Board of Directors       Name Title Function Source Dionisio Romero Paoletti Chairman of the Board Chairman Reuters  Biography:

Mr. Dionisio Romero Paoletti acts as Chairman of the Board of Banco de Credito del Peru since March 31, 2009. He also serves as Chairman of the Bank's Executive Committee and Member of the Risk Management Committee.

Previously, he served as Vice Chairman of the Bank's Board, from March 28, 2008 to March 31, 2009. He has been on the Bank's Board since March 28, 2003. In addition, he has been Chairman of the Board of Directors of Alicorp SAA, Compania Universal Textil SA, El Pacifico Peruano Suiza Compania de Seguros y Reaseguros and Industria Textil Piura SA; Vice Chairman of the Board of Inversiones Centenario SAA, and Board Member of Banco de Credito e Inversiones and Cementos Pacasmayo SAA. He holds a Bachelors degree in Economics from the Brown University and a Masters of Business Administration degree from Stanford University.

Source: Reuters Age: 53 Source: Reuters Education:

Stanford University, M (Business Administration) Brown University, B (Economics) Source: Reuters Jose Raimundo Morales Dasso Vice Chairman of the Board Vice -Chairman Reuters  Biography:

Mr. Jose Raimundo Morales Dasso serves as Vice Chairman of the Board of Banco de Credito del Peru since March 31, 2009. He also serves as Vice Chairman of the Company's Executive Committee and Chairman of the Risk Management Committee. He holds a Masters of Business Administration degree from the Wharton School of the University of Pennsylvania and a Bachelors degree in Economics and Business Administration from Universidad del Pacifico.

Source: Reuters Education:

University of Pennsylvania, M (Business Administration) Universidad del Pacifico, B (Economics and Business Administration) Source: Roque Eduardo Benavides Ganoza Director Director/Board Member Reuters  Biography:

Mr. Roque Eduardo Benavides Ganoza serves as Director of Banco de Credito del Peru since March 31, 2009. He has also served as Chief Executive Officer, Executive President and Chairman of the Board of Compania de Minas Buenaventura SAA, as well as Board Member of Fortune Valley Resources Inc and Sociedad Minera el Brocal SAA.

He holds a Bachelor of Science degree in Civil Engineering from Pontificia Universidad Catolica del Peru (1977) and a Masters of Business Administration degree from the Henley Management College (1980).

Source: Reuters Education:

Henley Management College, MBA Pontificia Universidad Catolica del Peru, BS (Civil Engineering) Source: Barbara Cecilia Bruce Ventura Director Director/Board Member Reuters  Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 5 Biography:

Ms. Barbara Cecilia Bruce Ventura serves as Director at Banco de Credito del Peru. She holds a degree in Geological Engineering from Universidad Nacional de Ingenieria del Peru, as well as a Masters degree from the Colorado School of Mines, the United States.

Source: Reuters Education:

Colorado School of Mines, M Universidad Nacional del Centro del Peru (UNCP) (Geological Engineering) Source: Reuters Benedicto Guevara Ciguenas Director Director/Board Member Reuters  Biography:

Mr. Benedicto Ciguenas Guevara serves as a Director of Banco de Credito del Peru since January 28, 2005. He also serves as member of Executive Committee and Chairman of Risk Committee in the company. He holds masters degree from Colegio de Mexico and bachelor's degree in Economics from Universidad Catolica del Peru.

Source: Reuters Education:

Universidad Catolica del Peru (Economics) Colegio de Mexico, M Source: Benedicto Cigueñas Guevara Director Director/Board Member D&B  Fernando Fort Marie Director Director/Board Member Reuters  Biography:

Mr. Fernando Fort Marie serves as Director of Banco de Credito del Peru. He also acts as Member of the Bank's Executive Committee. He has also acted as Board Member of Empresa de Distribucion Electrica de Lima Norte SAA and Inversiones Centenario SAA, as well as Independent Board Member of Motores Diesel Andinos SA. He graduated in Law from Pontificia Universidad Catolica del Peru.

Source: Reuters Education:

Pontificia Universidad Catolica del Peru (Law) Source: Reuters Jose Alejandro Grana Miro Quesada Director Director/Board Member Reuters  Biography:

Mr. Jose Alejandro Grana Miro Quesada acts as Director of Banco de Credito del Peru since March 26, 2014. He holds a degree in Architecture from Universidad Nacional de Ingenieria, degree in Management from Universidad de Piura and also holds a degree from ESAN Escuela de Administracion de Negocios.

Source: Reuters Education:

Universidad Nacional de Ingenieria (Architecture) Universidad de Piura (Management) ESAN Escuela de Administracion de Negocios Source: Eduardo Hochschild Beeck Director Director/Board Member Reuters  Biography:

Mr. Eduardo Hochschild Beeck serves as Director of Banco de Credito del Peru since March 28, 2003. He has also acted as Chairman of the Board of Directors of Cementos Pacasmayo SAA and Inversiones Pacasmayo SA, Executive Chairman of the Board of Hochschild Mining Plc and Member of the Board of Directors of El Pacifico Peruano Suiza Compania de Seguros y Reaseguros. He graduated in Mechanical Engineering and Physics from the Tufts University.

Source: Reuters Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 6 Education:

Tufts University (Physics) Tufts University (Mechanical Engineering) Source: Reuters Patricia Silvia Lizarraga Guthertz Director Director/Board Member Reuters  Education:

Yale University, BA Harvard Business School, MBA Source: Reuters Luis Enrique Montero Aramburu Director Director/Board Member Reuters  Biography:

Mr. Luis Enrique Montero Aramburu serves as Director at Banco de Credito del Peru. He holds a degree in Chemical Engineering from Lehigh University, as well as an MBA degree from Stanford University.

Source: Reuters Education:

Lehigh University (Chemical Engineering) Stanford University, MBA Source: Reuters Irzio Pietro Bruno Pinasco Menchelli Director Director/Board Member Reuters  Luis Enrique Romero Belismelis Director Director/Board Member Reuters  Biography:

Mr. Luis Enrique Romero Belismelis serves as Director of Banco de Credito del Peru since March 31, 2009. He has also acted as Member of the Board of Director of El Pacifico Peruano Suiza Compania de Seguros y Reaseguros. He holds a Bachelors degree in Economic Sciences from the Boston University.

Source: Reuters Education:

Boston University, B (Economic Sciences) Source: Reuters Pedro Rubio Feijoo Director Director/Board Member Reuters  Biography:

Mr. Pedro Rubio Feijoo serves as Director of Banco de Credito del Peru since March 28, 2018. He is also member of Executive and Risk committee in the company. He has also acted as Director of Wholesale Banking and Board Member of Prima AFP S.A. He holds a degree in Industrial Engineering from the North Carolina State University.

Source: Reuters Education:

North Carolina State University (Industrial Engineering) Source: Juan Carlos Verme Giannoni Director Director/Board Member D&B  Juan Carlos Verme Giannonni Director Director/Board Member Reuters  Biography:

Mr. Juan Carlos Verme Giannoni acts as Director of Banco de Credito del Peru. He also serves as Member of the Bank's Executive Committee. He has also served as Member of the Board of Directors of Credicorp, Hermes Transportes Blindados SA, Ceramica Lima SA, Corporacion Ceramica SA and Atlantic Security Bank, as well as Chairman of the Board of Directors of Inversiones Centenario SAA. He graduated from the University of Zurich.

Source: Reuters Education: Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 7 University of Zurich Source: Executives     Name Title Function Source Gianfranco Piero Dario Ferrari de las Casas Chief Executive Officer Chief Executive Officer Reuters  Biography:

Mr. Gianfranco Piero Dario Ferrari de las Casas serves as Central Director of Digital Transformation and Retail Banking of Banco de Credito del Peru. He holds a degree in Business Administration from University of the Pacific and a Masters degree from Northwestern University.

Source: Reuters Education:

University of the Pacific (Business Administration) Northwestern University, M Source: Jose Aldo Esposito Li Carrillo Director of Audit Division Division Head Executive Reuters  Biography:

Mr. Jose Aldo Esposito Li Carrillo has served as Director of Audit Division of Banco de Credito del Peru since January 1, 2010. He holds a Masters degree in Economics from Universidad del Pacifico and a Masters degree in Economics from University of Wisconsin, Milwaukee.

Source: Reuters Education:

Universidad del Pacifico, M (Economics) University of Wisconsin, Milwaukee, M (Economics) Source: Guillermo Jesus Morales Valentin Director of Legal Division Division Head Executive Reuters  Biography:

Mr. Guillermo Jesus Morales Valentin acts as Director of Legal Division of Banco de Credito del Peru since January 1, 2010. He has also acted as Independent Member of the Board of Directors of Empresa de Distribucion Electrica de Lima Norte SAA. He graduated in Law from Pontificia Universidad Catolica del Peru and holds a Masters degree in Law from the University of Texas at Austin.

Source: Reuters Education:

University of Texas at Austin, M (Law) Pontificia Universidad Catolica del Peru (Law) Source: José Raymundo Morales Dasso Vice President Senior Management (General) D&B  Diego Antonio Cavero Belaunde Director of Operations, Processes, Administration and Efficiency Operations Executive Reuters  Biography:

Mr. Diego Antonio Cavero Belaunde serves as Director of Operations, Processes, Administration and Efficiency at Banco de Credito del Peru. Prior to this, he was Director of Efficiency Division at the Company from November 15, 2013. He holds a Bachelors degree in Business Science from Universidad de Lima and a Masters of Business Administration degree from University of Texas.

Source: Reuters Education:

Universidad de Lima, B (Business Science) University of Texas, MBA Source: Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 8 Miriam Bottger Egg General Secretary and Board of Secretary Company Secretary Reuters  Fernando Dasso Montero Central Director of Planning and Finance Finance Executive Reuters  Biography:

Mr. Fernando Dasso Montero acts as Central Director of Planning and Finance of Banco de Credito del Peru since October 1, 2013. He holds a degree in Business Administration from Universidad del Pacifico and a Masters of Business Administration degree from Wharton School of Business at the University of Pennsylvania.

Source: Reuters Education:

Wharton School of Business at the University of Pennsylvania, MBA Universidad del Pacifico (Business Administration) Source: Bernardo Jose Sambra Grana Director of Management and Human Resources Development Human Resources Executive Reuters  Biography:

Mr. Bernardo Jose Sambra Grana serves as Director of Management and Human Resources Development of Banco de Credito del Peru since July 1, 2010. He holds a degree in Business Administration from Universidad de Lima and a Masters degree in Finance from Universidad del Pacifico.

Source: Reuters Education:

Universidad de Lima (Business Administration) Universidad del Pacifico, M (Finance) Source: Pablo Alfredo de la Flor Belaunde Director of Corporate Affairs Corporate Communications Executive Reuters  Biography:

Mr. Pablo Alfredo de la Flor Belaunde has served as Director of Corporate Affairs of Banco de Credito del Peru since January 15, 2012. He holds a Masters degree in Public Management from Harvard University and a Doctorate in Philosophy degree in Political Science from University of Chicago.

Source: Reuters Education:

University of Chicago, PHD (Political Science) Harvard University, M (Public Management) Source: Reynaldo Carlos Patricio Llosa Benavides Central Director of Risk Insurance Executive Reuters  Biography:

Mr. Reynaldo Carlos Patricio Llosa Benavides acts as Central Director of Risk of Banco de Credito del Peru since January 25, 2012. He holds a Bachelors degree in Business Administration from Saint Mary's University and a Masters degree in Business Administration from Northwestern University.

Source: Reuters Education:

Northwestern University, M (Business Administration) Saint Mary's University, B (Business Administration) Source: Data Noted as Source: Reuters , © 1983 -2019 Reuters Research Inc. All Rights Reserved. Data Noted as Source: D&B , © 2019 Dun & Bradstreet, Inc. All rights reserved. Published by Dun & Bradstreet, Inc., Jan, 2019 Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 9 Corporate Family Corporate Structure News:   Credicorp Ltd Banco de Crédito del Perú Banco de Crédito del Perú Total Corporate Family Members: 22   Company Name Company Type Location Country/Region Industry Sales ( mil) Employees Source Credicorp Ltd Parent Hamilton, Pembroke Bermuda Holding Companies 13,371.6 13,149 D&B Pacífico Compañía de Seguros y Reaseguros S.A. Subsidiary Lima, Lima Peru Life and Health Insurance 2,978.1 2,907 D&B Credicorp Securities Inc Holding Coral Gables, FL United States Securities 1.7 10 D&B Grupo Credito S.A. Subsidiary Lima, Lima Peru Holding Companies 1,879.8 D&B Banco de Crédito del Perú Subsidiary Lima, Lima Peru Banking 9,782.2 16,965 D&B Banco de Crédito del Perú Branch Lima, Lima Peru Banking 17,254 D&B Mibanco - Banco de la Micro Empresa S.A. Subsidiary Lima, Lima Peru Banking 2,099.8 10,426 D&B Mibanco - Banco de la Micro Empresa S.A. Branch Ica, Ica Peru Banking 15 D&B Banco de Credito de Bolivia S.A. Subsidiary La Paz, La Paz Bolivia Banking 1,397.6 1,500 D&B Banco De Credito Del Peru Subsidiary Coral Gables, FL United States Banking 7.8 36 D&B Banco De Credito Del Peru Branch Coral Gables, FL United States Banking 7 D&B Banco de Credito del Peru oficina de Representacion en Chile Branch Santiago, Santiago Chile Banking 2 D&B SOLUCION EMPRESA ADMINISTRADORA HIPOTECARIA S.A. Subsidiary Lima, Lima Peru Banking 4.8 D&B EDYFICAR PERU S.A. Subsidiary Lima, Lima Peru Holding Companies 0.5 D&B Inversiones IMT SA Subsidiary Santiago, Santiago Chile Investment Services 0.3 D&B Banco de Credito del Peru Branch Panama City, Panama Panama Banking D&B PRIMA AFP S.A. Subsidiary Lima, Lima Peru Pensions and Funds 402.2 682 D&B Banco de Credito del Peru Sucursal Huaylas Subsidiary Lima, Lima Peru Banking 2.7 15 D&B Inversiones Credicorp Bolivia S.A. Subsidiary La Paz, La Paz Bolivia Holding Companies 0.6 D&B Crediseguro S.A. Seguros Personales Subsidiary La Paz, La Paz Bolivia Property and Casualty Insurance 1.5 D&B Atlantic Security Holding Corporation Subsidiary George Town, Grand Cayman Cayman Islands Holding Companies 0.5 D&B Credicorp Ltd. Branch Lima, Lima Peru Holding Companies D&B     Data Noted as Source: D&B, © 2019 Dun & Bradstreet, Inc. All rights reserved. Corporate linkage data: © 2019 Dun & Bradstreet, Inc. All rights reserved.

Published by Dun & Bradstreet, Inc., 2019   Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 10 Banco de Crédito del Perú Corporate Overview Location Calle Centenario 166 Lima, Lima, 12 Peru Tel: 16252000 Fax: 13132010 www.viabcp.com Quote Symbol - Exchange CREDITC1 - Lima Stock Exchange Sales PEN(mil): 9,782.2 Assets PEN(mil): NA Employees: 16,965 Fiscal Year End: 31 -Dec -2017 D-U- N-S® Number: 93 -400 -1553 KeyID SM : 374903 Industry: Commercial Banks Year Founded: 1889 Company Type: Public Subsidiary Quoted Status: Quoted Registered No.(VAT ): 20100047218 Chief Executive Officer: Gianfranco Piero Dario Ferrari de las Casas Contents Industry Codes Business Description Financial Data Market Data    Key Corporate Relationships Additional Information    Corporate Highlights Owns/Rents: Owns Minority Owned: No Franchise Status: Not a Franchise Prescreen Score: Unknown Parent D -U- N-S® Number: 93 -483 -5851 Ultimate Parent D -U- N-S® Number: 87 -565 -6675   Key Corporate Relationships Auditor: MEDINA, ZALDIVAR, PAREDES & ASOCIADOS SOCIEDAD CIVIL DE RESPONSABILIDAD LIM   Industry Codes ANZSIC 2006 Codes:

6221 - Banking ISIC Rev 4 Codes:

6419 - Other monetary intermediation NACE Rev 2 Codes:

6419 - Other monetary intermediation NAICS 2012 Codes:

522110 - Commercial Banking US SIC 1987:

6021 - National Commercial Banks UK SIC 2007:

64191 - Banks   Business Description Banco de Credito del Peru (BCP) is a Peru -based banking institution. The Bank ’s products and services include saving accounts, commercial and consumer loans, mortgages, debit and credit cards, financial intermediation, portfolio management, insurance policies and other banking operations to individuals, businesses and institutions. It operates a network of over 340 branches located nationwide and other branches established abroad. The Bank owns such fully consolidated subsidiaries as Solucion Empresa Administradora Hipotecaria SA, BCP COLOMBIA SAS, Banco de Credito de Bolivia Sociedad Anonima, Inmobiliarios BCP SA, Banco de Credito del Peru and Inversiones BCP SA, among others. Banco de Credito del Peru is the indirect subsidiary of holding Credicorp Ltd. Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 11 Source: Reuters    More Business Descriptions Banco De Crédito Del Perú is a commercial bank and trust company (accepting deposits) chartered under the National Bank Act.

Source: D&B     Financial Data Financials in: PEN(mil)    Revenue: 9,782.2 Date of Financial Data: 31 -Dec - 2017    1 Year Growth 4.8%   Market Data Quote Symbol: CREDITC1 Exchange: Lima Stock Exchange Currency: PEN Stock Price: 5.9 Stock Price Date: 01 -11 -2019 Market Value (mil): 51,569.7   Additional Infomation   © 2019 Dun & Bradstreet, Inc. All rights reserved. © 2019 Morningstar. All Rights Reserved. © 1983 -2019 Reuters Research Inc. All Rights Reserved. Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 12      The Best Emerging -Markets Stocks for 2019 Kiplinger 14 January, 2019   For another play on the Mexico story being less bad than feared, consider leading Mexican broadcaster Grupo Televisa ( TV , $12.30). Televisa is one of the largest media companies in Latin America, and is the leading producer of Spanish language content in the world, dominating both broadcast and paid TV. It also has a large ownership interest in Univision, the U.S. -based... www.kiplinger.com   Related Companies:

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Business Support Services [profile] Legal Services [profile] Published by Dun & Bradstreet, Inc., August 2018 STANLIB ’ s investment platform programme wins global award FAnews 15 August, 2018   Caroline Naylor -Renn, chief operating officer of STANLIB ’s INN8 platform. STANLIB ’s Group Investment Platform programme, which is strengthening the organisation ’s platform capabilities - including the recently launched INN8 - has beaten 16 other African countries to win the 2018 Africa PMO of the Year Award. The awards are made to the most outstanding project management offices... www.fanews.co.za   Related Companies:

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Non -Profit Organizations Project Management Business Strategies Management Team Development, Engineering and Manufacturing Risk Management Published by Dun & Bradstreet, Inc., August 2018 Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 20   Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 21 Banco de Crédito del Perú   Significant Developments There were no significant developments matching your query for KeyID 374903 © 1983 -2019 Reuters Research Inc. All Rights Reserved. Published by Dun & Bradstreet, Inc.,Jan, 2019   Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 22 Banco de Crédito del Perú Lima, Lima, Peru, Tel: 16252000 ,  URL: http://www.viabcp.com Financial Health Financials in: USD (mil)   Except for share items (millions) and per share items (actual units)   Key Indicators  USD (mil) Total Revenue 1 849.0 4.47% 3,182.9 4.83% 6.15% 11.04% Net Income 1 267.3 20.98% 927.3 2.73% 15.78% 15.10% Basic EPS 1 0.03 21.40% 0.11 2.86% 16.41% 15.62% Capital Expenditures 2 -14.8 35.69% -105.6 10.94% -7.63% -3.43% Cash from Operating Activities 2 -904.6 -181.88% 2,664.1 -848.63% 40.00% 28.63% Free Cash Flow 2 -919.4 -184.06% 2,558.5 -667.24% 45.13% 32.32% Total Assets 3 42,554.1 5.17% 42,790.3 9.30% 6.25% 8.97% Total Liabilities 3 37,990.3 4.30% 38,047.8 9.00% 5.33% 8.23% Employees 3 - - 26918 18.81% 13.07% 7.65% Total Common Shares Outstanding 3 8,770.4 -10.93% 8,770.4 0.00% 0.00% 0.00% Market Cap 15,714.0 15.90% 14,667.1 20.94% 23.79% 19.41% 1 -ExchangeRate: PEN to USD Average for Period 3.240075   3.263298       2 -ExchangeRate: PEN to USD Average for Period 3.240075   3.263298       3 -ExchangeRate: PEN to USD Period End Date 3.231093   3.245360       Banking Industry Specific  USD (mil) Interest Expense 1 815.7 766.0 715.6 715.1 738.9 Cash and Due from Banks 3 4,664.0 2,575.6 5,208.3 7,011.9 5,589.7 Net Loans 3 26,881.3 24,632.4 24,695.9 24,817.6 21,482.2 Credit Risk Provisions 1 - - - -605.0 -458.8 1 -ExchangeRate: PEN to USD Average for Period 3.263298 3.373612 3.180471 2.838467 2.702295 3 -ExchangeRate: PEN to USD Period End Date 3.245360 3.355650 3.410000 2.987999 2.797000 Key Ratios Profitability Pretax Margin 40.33% 38.45% 38.29% 32.21% 32.73% Net Profit Margin 29.13% 29.73% 28.14% 22.45% 23.52% Financial Strength Long -Term Debt/Equity 1.52 1.65 1.95 1.30 2.51 Total Debt/Equity 1.52 1.65 1.95 1.30 2.51 Management Effectiveness Return on Assets 2.28% 2.24% 2.22% 1.82% 1.75% Return on Equity 20.96% 22.89% 25.38% 21.50% 21.48% Efficiency Asset Turnover 0.08 0.08 0.08 0.08 0.07 Market Valuation  USD (mil)   Quarter Ending 31 -Mar -2018 Quarter Ending Yr Ago Annual Year End 31 -Dec -2017 1 Year Growth 3 Year Growth 5 Year Growth   31 -Dec -2017 31 -Dec -2016 31 -Dec -2015 31 -Dec -2014 31 -Dec -2013   31 -Dec -2017 31 -Dec -2016 31 -Dec -2015 31 -Dec -2014 31 -Dec -2013 Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 23 Revenue/Share 0.36 .Book Value/Share 0.50 Price/Book 3.51 .P/E Ratio 16.02 Market Cap as of 11 -Jan -2019 1 15,426.3 . 1 -ExchangeRate: PEN to USD on 11 -Jan -2019 3.342981 © 2019 Morningstar. All Rights Reserved. Published by Dun & Bradstreet, Inc., January 2019. Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 24   Banco de Crédito del Perú Lima, Lima, Peru, Tel: 16252000 ,  URL: http://www.viabcp.com Annual Income Statement Financials in: USD (mil)   Except for share items (millions) and per share items (actual units)           Financial Glossary   31 -Dec -2017 31 -Dec -2016 31 -Dec -2015 31 -Dec -2014 31 -Dec -2013 Period Length 12 Months 12 Months 12 Months 12 Months 12 Months UpdateDate Filed 16 -Mar -2018 Filed 16 -Mar -2018 Filed 16 -Mar -2018 Filed 22 -Mar -2016 Filed 24 -Feb -2015 Filed Currency PEN PEN PEN PEN PEN Exchange Rate (Period Average) 3.263298 3.373612 3.180471 2.838467 2.702295                 Interest Income 2,997.7 2,834.5 2,744.6 2,828.3 2,432.5     Interest Expense 815.7 766.0 715.6 715.1 738.9 Net Interest Income 2,182.0 2,068.5 2,029.0 2,113.2 1,693.6     Fees and Commission Income 716.2 652.7 650.7 689.7 649.7 Fees and Commissions 716.2 652.7 650.7 689.7 649.7 Gain on Sale of Security 60.5 21.0 203.7 18.8 -29.1 Other Operating Income 224.2 194.7 242.3 237.0 278.3 Total Revenue 3,182.9 2,937.0 3,125.6 3,058.8 2,592.4             Credit Risk Provisions - - - -605.0 -458.8 Staff Costs 711.8 671.6 708.0 741.0 631.7     General and Administrative Expense 488.8 454.4 454.3 543.2 447.8 Selling, General and Administrative Expenses 488.8 454.4 454.3 543.2 447.8     Depreciation 107.7 102.0 106.0 118.9 107.2 Depreciation and Amortization 107.7 102.0 106.0 118.9 107.2 Other Operating Expense 591.1 579.8 660.6 65.3 98.3 Total Operating Expense 1,899.3 1,807.8 1,928.9 1,468.4 1,285.0             Income Before Tax 1,283.6 1,129.2 1,196.8 985.4 848.6             Total Income Tax 349.4 292.4 335.9 301.4 240.8 Income After Tax 934.2 836.9 860.8 683.9 607.8             Net Income from Continuing Operations 934.2 836.9 860.8 683.9 607.8 Discontinued Operations - 41.7 21.8 - 2.5 Minority Interest -6.9 -5.4 -3.1 2.6 -0.7 Net Income 927.3 873.1 879.5 686.6 609.6             Net Income Available to Common Stockholders 927.3 873.1 879.5 686.6 609.6             Basic EPS 0.11 0.10 0.10 0.08 0.07 Basic EPS from Continuing Operations 0.11 0.10 0.10 0.08 0.07 Basic EPS from Discontinued Operations - 0.00 0.00 - 0.00 Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 25 Diluted EPS 0.11 0.10 0.10 0.08 0.07 Diluted EPS from Continuing Operations 0.11 0.10 0.10 0.08 0.07 Diluted EPS from Discontinued Operations - 0.00 0.00 - 0.00 Basic Average Shares 8,770.4 8,770.4 8,770.4 8,770.4 8,770.4 Diluted Average Shares 8,770.4 8,770.4 8,770.4 8,770.4 8,770.4 Net Income from Continuing and Discontinued Operations 927.3 873.1 879.5 686.6 609.6 Normalized Income 927.3 831.5 857.7 686.6 607.1 Basic EPS from Continuing & Discontinued Operations 0.11 0.10 0.10 0.08 0.07 Diluted EPS from Continuing & Discontinued Operations 0.11 0.10 0.10 0.08 0.07 Dividends per Share - 0.04 0.01 0.01 0.03 Net Income Before Extraord Items 927.3 831.5 857.7 686.6 607.1 Tax Rate 27.22% 25.91% 28.36% 31.47% 28.37% Basic Normalized EPS 0.11 0.10 0.10 0.08 0.07 Diluted Normalized EPS 0.11 0.10 0.10 0.08 0.07 Reconciled Depreciation 107.7 102.0 106.0 121.3 107.2     Annual Balance Sheet Financials in: USD (mil)   Financial Glossary   31 -Dec -2017 31 -Dec -2016 31 -Dec -2015 31 -Dec -2014 31 -Dec -2013 UpdateDate Filed 16 -Mar -2018 Filed 16 -Mar -2018 Filed 16 -Mar -2018 Filed 22 -Mar -2016 Filed 24 -Feb -2015 Filed Currency PEN PEN PEN PEN PEN Exchange Rate 3.24536 3.35565 3.41 2.987999 2.797                     Cash Equivalents 1,428.9 1,090.4 - - 1,257.2         Cash and Due from Banks 4,664.0 2,575.6 5,208.3 7,011.9 5,589.7         Interest -Earning Deposits 643.8 674.3 1,084.3 - 765.8     Cash and Cash Equivalents 6,736.7 4,340.2 6,292.7 7,011.9 7,612.7     Restricted Cash and Investments 2,160.8 3,219.2 - - -             Reverse Repurchase Agreements - - 2,968.5 1,217.9 -         Fed Funds Sold/Securities Purch Under Resale Agrmnt - - 2,968.5 1,217.9 -     Money Market Investments - - 2,968.5 1,217.9 - Cash, Cash Equivalents and Federal Funds Sold 8,897.4 7,559.5 9,261.1 8,229.8 7,612.7 Total Receivables 1.5 0.6 66.1 56.1 -     Trading Securities - - 444.2 660.6 -     Securities for Sale 4,357.3 2,812.2 2,510.4 2,344.4 4,184.1     Securities Held 1,256.8 1,429.8 1,051.4 893.5 242.0 Investments in Financial Assets 5,614.2 4,242.1 4,006.0 3,898.5 4,426.2     Investments in Associates at Cost 11.4 10.5 - - 14.8 Long -Term Equity Investments 11.4 10.5 - - 14.8     Loans and Advances to Customers 26,881.3 24,632.4 - - - Net Loans 26,881.3 24,632.4 24,695.9 24,817.6 21,482.2         Land and Improvements 113.5 111.8 - - 94.6 Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 26         Buildings and Improvements 347.7 336.0 - - 321.2         Machinery and Equipment 439.0 419.8 - - 185.2         Construction in Progress 19.7 24.8 - - 74.4         Other Property/Plant/Equipment 77.2 75.2 - - 390.1     Property/Plant/Equipment - Gross 997.0 967.5 - - 1,065.4     Accumulated Depreciation -554.9 -508.2 - - -513.6 Property/Plant/Equipment - Net 442.2 459.2 505.7 538.4 551.8     Goodwill 85.1 82.3 - - -     Other Intangible Assets 26.1 23.0 - - - Goodwill and Other Intangible Assets 111.3 105.4 310.7 351.9 51.8 Other Assets 831.2 852.5 989.6 845.9 877.8 Total Assets 42,790.3 37,862.2 39,835.1 38,738.2 35,017.2                 Accounts Payable 3,500.3 4,102.5 3,723.4 56.1 -     Other Payables - - 65.2 - - Payables 3,500.3 4,102.5 3,788.6 56.1 -         Debt Securities in Issue - - 4,236.3 4,321.5 -         Bank Loans 2,365.1 2,353.8 2,681.1 - 3,262.0         Other Loans - - - - 4,086.2         Subordinated Liabilities 4,761.0 4,336.4 - - -     Debt 7,126.0 6,690.3 6,917.4 4,321.5 7,348.2 Trading and Financial Liabilities 7,126.0 6,690.3 6,917.4 4,321.5 7,348.2     Deposits by Bank 181.4 118.7 - 3,687.9 -     Customer Accounts 26,347.3 22,149.3 - 24,347.3 - Total Deposits 26,528.6 22,267.9 24,687.0 28,035.2 23,148.8 Other Liabilities, Total 892.8 697.9 841.4 2,949.1 1,584.1 Total Liabilities 38,047.8 33,758.5 36,234.4 35,362.0 32,081.1                     Common Stock 2,444.5 2,105.8 1,630.7 1,482.4 1,341.7     Capital Stock 2,444.5 2,105.8 1,630.7 1,482.4 1,341.7     Retained Earnings (Accumulated Deficit) 1,056.1 888.3 1,059.8 990.0 722.3     Other Reserves 1,197.2 1,067.5 861.9 851.0 866.0 Stockholders' Equity 4,697.8 4,061.6 3,552.4 3,323.4 2,929.9 Minority Interest 44.7 42.1 48.3 52.8 6.2 Total Equity 4,742.5 4,103.7 3,600.7 3,376.2 2,936.2             Total Liabilities and Shareholders ’ Equity 42,790.3 37,862.2 39,835.1 38,738.2 35,017.2             Net Tangible Assets 4,586.6 3,956.2 3,241.7 2,971.5 2,878.2 Invested Capital 11,823.9 10,751.9 10,469.8 7,644.9 10,278.1 Total Debt 7,126.0 6,690.3 6,917.4 4,321.5 7,348.2 Net Debt 389.4 2,350.0 624.7 - - Total Capitalization 11,823.9 10,751.9 10,469.8 7,644.9 10,278.1 Common Stock Equity 4,697.8 4,061.6 3,552.4 3,323.4 2,929.9 Total Common Shares Outstanding 8,770.4 8,769.9 8,770.4 8,770.4 8,770.3 Shares Issued 8,770.4 8,769.9 8,770.4 8,770.4 8,770.3 Tangible Book Value 4,586.6 3,956.2 3,241.7 2,971.5 2,878.2 Employees 26,918 22,657 28,941 18,616 22,657   Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 27     Annual Cash Flows Financials in: USD (mil)   Financial Glossary   31 -Dec -2017 31 -Dec -2016 31 -Dec -2015 31 -Dec -2014 31 -Dec -2013 Period Length 12 Months 12 Months 12 Months 12 Months 12 Months UpdateDate Filed 16 -Mar -2018 Filed 16 -Mar -2018 Filed 16 -Mar -2018 Filed 22 -Mar -2016 Filed 24 -Feb -2015 Filed Currency PEN PEN PEN PEN PEN Exchange Rate (Period Average) 3.263298 3.373612 3.180471 2.838467 2.702295             Net Income from Continuing Operations 934.2 836.9 860.8 671.9 607.8         Depreciation 107.7 102.0 106.0 121.3 107.2     Depreciation and Amortization 107.7 102.0 106.0 121.3 107.2         Gain (Loss) on Sale of Property/Plant/Equipment -7.6 - - - -         Gain (Loss) on Investment Securities -19.2 -11.3 -126.4 - -     Profit on Disposals -26.8 -11.3 -126.4 - -     Deferred Taxes -3.8 4.7 -24.6 -46.7 -6.1     Write -Off of Assets 599.6 595.2 667.3 619.8 461.6     Other Non -Cash Items -14.4 8.0 -60.4 -6.5 43.3 Total Adjustments for Non -Cash Items 662.3 698.5 561.9 687.9 605.9     Loans -2,262.7 -1,630.3 -2,203.6 - -     Payables 320.2 126.6 -29.7 - -     Other Current Assets -1,342.8 502.7 -612.4 -440.4 124.3     Other Current Liabilities 4,617.5 -575.0 821.4 195.7 -60.4 Changes in Working Capital 1,332.2 -1,576.0 -2,024.3 -244.6 64.0 Tax Paid (Refund) -264.6 -303.6 -236.8 - - Cash from Operating Activities 2,664.1 -344.2 -838.4 1,115.2 1,277.7                 Purchase of Property/Plant/Equipment -40.3 -26.4 -40.1 -102.2 -174.8     Sale of Property/Plant/Equipment 10.5 0.3 0.0 0.3 0.4 Net Purchase (Sale) of Property/Plant/Equipment -29.8 -26.1 -40.1 -101.8 -174.4     Purchase/Acquisition of Intangibles -65.3 -65.7 -55.0 -51.9 -56.0     Sale of Intangible Assets - 0.0 - - - Intangible, Net -65.3 -65.6 -55.0 -51.9 -56.0         Sale of Subsidiaries - 160.5 - - -     Sale of Business - 160.5 - - - Net Acquisition (Sale) of Business - 160.5 - - - Dividends Received - - 3.0 - - Other Investing Cash Flow 277.2 -651.8 -358.1 272.9 74.6 Cash from Investing Activities 182.0 -583.1 -450.1 119.1 -155.8                     Long -Term Debt Issued - - - 3,319.5 2,475.4         Long -Term Debt Reduction - - - -5,566.1 -3,783.4     Long -Term Debt, Net - - - -2,246.6 -1,308.0 Issuance (Retirement) of Debt, Net - - - -2,246.6 -1,308.0     Cash Dividends Paid - Common -448.2 -347.0 -121.8 -119.0 -229.6 Total Cash Dividends Paid -448.2 -347.0 -121.8 -119.0 -229.6 Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 28 Cash Dividends for Minorities - - - 1.0 2.6 Other Financing Cash Flow -12.3 -141.5 194.8 1,045.0 972.5 Cash from Financing Activities -460.5 -488.5 73.1 -1,319.6 -562.5             Net Cash - Beginning Balance 4,431.2 6,227.7 6,576.3 7,453.9 7,270.2 Net Change in Cash 2,385.6 -1,415.8 -1,215.5 -85.3 559.3 Foreign Exchange Effects -167.2 -102.6 991.4 - - Other Cash Adjustment Outside Change in Cash - -423.1 -195.0 - - Net Cash - Ending Balance 6,649.7 4,286.3 6,157.2 7,368.6 7,829.5             Capital Expenditures -105.6 -92.1 -95.1 -154.1 -230.8 Total Debt Issued - - - 3,319.5 2,475.4 Total Debt Reduction - - - -5,566.1 -3,783.4 Free Cash Flow 2,558.5 -436.3 -933.5 961.1 1,046.9 © 2019 Morningstar. All Rights Reserved. Published by Dun & Bradstreet, Inc., January 2019. Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 29   Banco de Crédito del Perú Lima, Lima, Peru, Tel: 16252000 ,  URL: http://www.viabcp.com Geographic Segments Financials in: USD (mil) Annual   Total Assets    USD (mil)   31 -Dec -17 Panama 2,838.8 6.7 % Peru 39,247.4 92.2 % United States of America 468.9 1.1 % SegmentTotal 42,555.1 100 % Exchange Rate: PEN to USD 3.263298   Revenue    USD (mil)   31 -Dec -17 Eliminations -176.8 -4.4 % Panama 179.3 4.5 % Peru 3,992.0 99.6 % United States of America 12.9 0.3 % SegmentTotal 4,007.3 100 % Exchange Rate: PEN to USD 3.263298   © 2019 Dun & Bradstreet, Inc. All rights reserved. Published by Dun & Bradstreet, Inc., January 2019. Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 30   Banco de Crédito del Perú Lima, Lima, Peru, Tel: 16252000 ,  URL: http://www.viabcp.com Annual Ratios Financials in: USD (mil)   Except for share items (millions) and per share items (actual units)         Financial Strength Long -Term Debt/Equity 1.52 1.65 1.95 1.30 2.51 Total Debt/Equity 1.52 1.65 1.95 1.30 2.51 Long -Term Debt/Total Capital 0.60 0.62 0.66 0.57 0.71 Total Debt/Total Capital 0.60 0.62 0.66 0.57 0.71 Payout Ratio 0.00% 11.46% 14.91% 36.90% 40.91% Effective Tax Rate 27.22% 25.89% 28.07% 30.59% 28.37% Total Capitalization 1 11,823.9 10,751.9 10,469.8 7,644.9 10,278.1             Efficiency Asset Turnover 0.08 0.08 0.08 0.08 0.07 Revenue/Employee 1 118,899 130,322 100,730 156,085 110,546             Profitability Pretax Margin 40.33% 38.45% 38.29% 32.21% 32.73% Net Profit Margin 29.13% 29.73% 28.14% 22.45% 23.52% SG&A Expense/Revenue 15.36% 15.47% 14.54% 17.76% 17.27%             Management Effectiveness Return on Assets 2.28% 2.24% 2.22% 1.82% 1.75% Return on Equity 20.96% 22.89% 25.38% 21.50% 21.48%             Valuation Free Cash Flow/Share 1 0.17 -0.10 0.09 0.11 0.08 Operating Cash Flow/Share 1 0.19 -0.09 0.11 0.13 0.09 1 -ExchangeRate: PEN to USD Period End Date 3.24536 3.35565 3.41 2.987999 2.797 Current Market Multiples Market Cap/Earnings (TTM) 16.02 Market Cap/Equity (MRQ) 3.48 Market Cap/Revenue (TTM) 4.88 © 2019 Morningstar. All Rights Reserved. Published by Dun & Bradstreet, Inc., January 2019.   31 -Dec -2017 31 -Dec -2016 31 -Dec -2015 31 -Dec -2014 31 -Dec -2013 Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 31   Banco de Crédito del Perú Lima, Lima, Peru, Tel: 16252000 ,  URL: http://www.viabcp.com Ratio Comparisons         Traded: Lima Stock Exchange: CREDITC1 Financials in: USD (actual units) Industry: Banks - Regional - Latin America As of 11 -Jan -2019 Sector: Financial Services   Valuation Ratios P/E Ratio 16.02 15.90 14.81 Price/Revenue 4.88 3.82 2.38 Price/Book 3.51 2.42 1.37 Price to Cash Flow per Share 23.50 0.11 0.83 Price to Free Cash Flow per Share 28.09 0.12 1.22         Dividends Dividend Yield 2.90% 1.94% 2.37% Payout Ratio 0.00% 58.70% 42.22%         Financial Strength Quick/Acid Test Ratio - 0.00 0.75 Current Ratio - 0.00 1.39 Total Debt/Equity 1.52 1.60 1.19         Profitability Ratios (%) Gross Margin - 0.00% 43.89% EBITDA Margin (TTM) - 0.00% 34.62% Operating Margin (TTM) - 0.00% 16.53% Pretax Margin (TTM) 41.99% 30.29% 22.08% Net Profit Margin (TTM) 30.24% 24.83% 15.25% Effective Tax Rate (TTM) 27.40% 27.57% 24.77%         Management Effectiveness (%) Return on Assets (TTM) 2.37% 1.61% 0.89% Return on Average Investment (TTM) - 0.00% 11.86% Return on Equity (TTM) 23.08% 15.50% 9.33%         Efficiency Revenue/Employee (TTM) 390,246.01 187,490.71 462,851.15 Receivables Turnover (TTM) - 6.71 1.79 Inventory Turnover (TTM) - 0.00 13.39 Asset Turnover (TTM) 0.08 0.07 0.06 © 2019 Morningstar. All Rights Reserved. Published by Dun & Bradstreet, Inc., January 2019.   Company Industry Sector Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 32   Banco de Crédito del Perú Lima, Lima, Peru, Tel: 16252000 ,  URL: http://www.viabcp.com Annual Income Statement Standardized Financials in: USD (mil)   Except for share items (millions) and per share items (actual units)           Financial Glossary   31 -Dec -2017 31 -Dec -2016 31 -Dec -2015 31 -Dec -2014 31 -Dec -2013 Period Length 12 Months 12 Months 12 Months 12 Months 12 Months UpdateDate Filed 16 -Mar -2018 Filed 16 -Mar -2018 Filed 16 -Mar -2018 Filed 22 -Mar -2016 Filed 24 -Feb -2015 Filed Currency PEN PEN PEN PEN PEN Exchange Rate (Period Average) 3.263298 3.373612 3.180471 2.838467 2.702295                 Interest Income 2,997.7 2,834.5 2,744.6 2,828.3 2,432.5     Interest Expense 815.7 766.0 715.6 715.1 738.9 Net Interest Income 2,182.0 2,068.5 2,029.0 2,113.2 1,693.6     Fees and Commission Income 716.2 652.7 650.7 689.7 649.7 Fees and Commissions 716.2 652.7 650.7 689.7 649.7 Gain on Sale of Security 60.5 21.0 203.7 18.8 -29.1 Other Operating Income 224.2 194.7 242.3 237.0 278.3 Total Revenue 3,182.9 2,937.0 3,125.6 3,058.8 2,592.4             Credit Risk Provisions - - - -605.0 -458.8 Staff Costs 711.8 671.6 708.0 741.0 631.7     General and Administrative Expense 488.8 454.4 454.3 543.2 447.8 Selling, General and Administrative Expenses 488.8 454.4 454.3 543.2 447.8     Depreciation 107.7 102.0 106.0 118.9 107.2 Depreciation and Amortization 107.7 102.0 106.0 118.9 107.2 Other Operating Expense 591.1 579.8 660.6 65.3 98.3 Total Operating Expense 1,899.3 1,807.8 1,928.9 1,468.4 1,285.0             Income Before Tax 1,283.6 1,129.2 1,196.8 985.4 848.6             Total Income Tax 349.4 292.4 335.9 301.4 240.8 Income After Tax 934.2 836.9 860.8 683.9 607.8             Net Income from Continuing Operations 934.2 836.9 860.8 683.9 607.8 Discontinued Operations - 41.7 21.8 - 2.5 Minority Interest -6.9 -5.4 -3.1 2.6 -0.7 Net Income 927.3 873.1 879.5 686.6 609.6             Net Income Available to Common Stockholders 927.3 873.1 879.5 686.6 609.6             Basic EPS 0.11 0.10 0.10 0.08 0.07 Basic EPS from Continuing Operations 0.11 0.10 0.10 0.08 0.07 Basic EPS from Discontinued Operations - 0.00 0.00 - 0.00 Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 33 Diluted EPS 0.11 0.10 0.10 0.08 0.07 Diluted EPS from Continuing Operations 0.11 0.10 0.10 0.08 0.07 Diluted EPS from Discontinued Operations - 0.00 0.00 - 0.00 Basic Average Shares 8,770.4 8,770.4 8,770.4 8,770.4 8,770.4 Diluted Average Shares 8,770.4 8,770.4 8,770.4 8,770.4 8,770.4 Net Income from Continuing and Discontinued Operations 927.3 873.1 879.5 686.6 609.6 Normalized Income 927.3 831.5 857.7 686.6 607.1 Basic EPS from Continuing & Discontinued Operations 0.11 0.10 0.10 0.08 0.07 Diluted EPS from Continuing & Discontinued Operations 0.11 0.10 0.10 0.08 0.07 Dividends per Share - 0.04 0.01 0.01 0.03 Net Income Before Extraord Items 927.3 831.5 857.7 686.6 607.1 Tax Rate 27.22% 25.91% 28.36% 31.47% 28.37% Basic Normalized EPS 0.11 0.10 0.10 0.08 0.07 Diluted Normalized EPS 0.11 0.10 0.10 0.08 0.07 Reconciled Depreciation 107.7 102.0 106.0 121.3 107.2 © 2019 Morningstar. All Rights Reserved. Published by Dun & Bradstreet, Inc., January 2019. Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 34   Banco de Crédito del Perú Lima, Lima, Peru, Tel: 16252000 ,  URL: http://www.viabcp.com Interim Income Statement Standardized Financials in: USD (mil)   Except for share items (millions) and per share items (actual units)           Financial Glossary   31 -Mar -2018 31 -Dec -2017 30 -Sep -2017 30 -Jun -2017 31 -Mar -2017 Period Length 3 Months 3 Months 3 Months 3 Months 3 Months UpdateDate Filed 13 -Jun -2018 Filed 31 -Dec -2017 Filed 28 -Nov -2017 Filed 11 -Aug -2017 Filed 13 -Jun -2018 Filed Currency PEN PEN PEN PEN PEN Exchange Rate (Period Average) 3.240075 3.254902 3.244912 3.262229 3.291083                 Interest Income 765.7 769.1 754.7 740.5 733.6     Interest Expense 189.7 206.8 214.8 206.2 188.1 Net Interest Income 576.0 562.3 539.9 534.2 545.5     Fees and Commission Income 182.8 188.1 181.4 175.3 171.5 Fees and Commissions 182.8 188.1 181.4 175.3 171.5 Gain on Sale of Security 11.1 15.5 32.2 9.5 3.5 Gain (Loss) on Derivatives Investment -1.1 - - 5.2 17.0 Other Operating Income 80.2 45.6 52.5 63.6 62.5 Total Revenue 849.0 811.4 783.6 787.8 800.0             Credit Risk Provisions -123.2 - - -127.5 -157.7 Staff Costs 181.6 181.5 179.9 175.6 174.8     General and Administrative Expense 107.9 143.1 115.3 122.5 108.0 Selling, General and Administrative Expenses 107.9 143.1 115.3 122.5 108.0     Depreciation 28.0 27.6 26.9 27.0 26.2 Depreciation and Amortization 28.0 27.6 26.9 27.0 26.2 Other Operating Expense 25.9 138.9 405.4 24.6 24.7 Total Operating Expense 353.8 491.0 717.5 349.7 343.6             Income Before Tax 372.0 320.4 354.3 310.6 298.7             Total Income Tax 102.4 89.9 97.8 81.8 80.0 Income After Tax 269.6 230.5 256.5 228.8 218.7             Net Income from Continuing Operations 269.6 230.5 256.5 228.8 218.7 Minority Interest -2.3 -2.1 - - -1.1 Net Income 267.3 228.4 252.8 228.8 217.5             Net Income Available to Common Stockholders 267.3 228.4 252.8 228.8 217.5             Basic EPS 0.03 0.03 0.03 0.02 0.02 Basic EPS from Continuing Operations 0.03 0.03 0.03 0.03 0.02 Diluted EPS 0.03 0.03 0.03 0.02 0.02 Diluted EPS from Continuing 0.03 0.03 0.03 0.03 0.02 Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 35 Operations Basic Average Shares 8,770.4 8,770.4 8,770.4 8,770.4 8,770.4 Diluted Average Shares 8,770.4 8,770.4 8,770.4 8,770.4 8,770.4 Net Income from Continuing and Discontinued Operations 267.3 228.4 252.8 228.8 217.5 Normalized Income 267.3 228.4 252.8 228.8 217.5 Basic EPS from Continuing & Discontinued Operations 0.03 0.03 0.03 0.02 0.02 Diluted EPS from Continuing & Discontinued Operations 0.03 0.03 0.03 0.02 0.02 Net Income Before Extraord Items 267.3 228.4 252.8 228.8 217.5 Tax Rate 27.40% 27.22% 25.92% - 26.00% Basic Normalized EPS 0.03 0.03 0.03 0.03 0.02 Diluted Normalized EPS 0.03 0.03 0.03 0.03 0.02 Reconciled Depreciation 28.0 27.6 26.9 27.0 26.2 © 2019 Morningstar. All Rights Reserved. Published by Dun & Bradstreet, Inc., January 2019. Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 36   Banco de Crédito del Perú Lima, Lima, Peru, Tel: 16252000 ,  URL: http://www.viabcp.com Annual Balance Sheet Standardized Financials in: USD (mil)   Except for share items (millions) and per share items (actual units)           Financial Glossary   31 -Dec -2017 31 -Dec -2016 31 -Dec -2015 31 -Dec -2014 31 -Dec -2013 UpdateDate Filed 16 -Mar -2018 Filed 16 -Mar -2018 Filed 16 -Mar -2018 Filed 22 -Mar -2016 Filed 24 -Feb -2015 Filed Currency PEN PEN PEN PEN PEN Exchange Rate 3.24536 3.35565 3.41 2.987999 2.797                     Cash Equivalents 1,428.9 1,090.4 - - 1,257.2         Cash and Due from Banks 4,664.0 2,575.6 5,208.3 7,011.9 5,589.7         Interest -Earning Deposits 643.8 674.3 1,084.3 - 765.8     Cash and Cash Equivalents 6,736.7 4,340.2 6,292.7 7,011.9 7,612.7     Restricted Cash and Investments 2,160.8 3,219.2 - - -             Reverse Repurchase Agreements - - 2,968.5 1,217.9 -         Fed Funds Sold/Securities Purch Under Resale Agrmnt - - 2,968.5 1,217.9 -     Money Market Investments - - 2,968.5 1,217.9 - Cash, Cash Equivalents and Federal Funds Sold 8,897.4 7,559.5 9,261.1 8,229.8 7,612.7 Total Receivables 1.5 0.6 66.1 56.1 -     Trading Securities - - 444.2 660.6 -     Securities for Sale 4,357.3 2,812.2 2,510.4 2,344.4 4,184.1     Securities Held 1,256.8 1,429.8 1,051.4 893.5 242.0 Investments in Financial Assets 5,614.2 4,242.1 4,006.0 3,898.5 4,426.2     Investments in Associates at Cost 11.4 10.5 - - 14.8 Long -Term Equity Investments 11.4 10.5 - - 14.8     Loans and Advances to Customers 26,881.3 24,632.4 - - - Net Loans 26,881.3 24,632.4 24,695.9 24,817.6 21,482.2         Land and Improvements 113.5 111.8 - - 94.6         Buildings and Improvements 347.7 336.0 - - 321.2         Machinery and Equipment 439.0 419.8 - - 185.2         Construction in Progress 19.7 24.8 - - 74.4         Other Property/Plant/Equipment 77.2 75.2 - - 390.1     Property/Plant/Equipment - Gross 997.0 967.5 - - 1,065.4     Accumulated Depreciation -554.9 -508.2 - - -513.6 Property/Plant/Equipment - Net 442.2 459.2 505.7 538.4 551.8     Goodwill 85.1 82.3 - - -     Other Intangible Assets 26.1 23.0 - - - Goodwill and Other Intangible Assets 111.3 105.4 310.7 351.9 51.8 Other Assets 831.2 852.5 989.6 845.9 877.8 Total Assets 42,790.3 37,862.2 39,835.1 38,738.2 35,017.2                 Accounts Payable 3,500.3 4,102.5 3,723.4 56.1 -     Other Payables - - 65.2 - - Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 37 Payables 3,500.3 4,102.5 3,788.6 56.1 -         Debt Securities in Issue - - 4,236.3 4,321.5 -         Bank Loans 2,365.1 2,353.8 2,681.1 - 3,262.0         Other Loans - - - - 4,086.2         Subordinated Liabilities 4,761.0 4,336.4 - - -     Debt 7,126.0 6,690.3 6,917.4 4,321.5 7,348.2 Trading and Financial Liabilities 7,126.0 6,690.3 6,917.4 4,321.5 7,348.2     Deposits by Bank 181.4 118.7 - 3,687.9 -     Customer Accounts 26,347.3 22,149.3 - 24,347.3 - Total Deposits 26,528.6 22,267.9 24,687.0 28,035.2 23,148.8 Other Liabilities, Total 892.8 697.9 841.4 2,949.1 1,584.1 Total Liabilities 38,047.8 33,758.5 36,234.4 35,362.0 32,081.1                     Common Stock 2,444.5 2,105.8 1,630.7 1,482.4 1,341.7     Capital Stock 2,444.5 2,105.8 1,630.7 1,482.4 1,341.7     Retained Earnings (Accumulated Deficit) 1,056.1 888.3 1,059.8 990.0 722.3     Other Reserves 1,197.2 1,067.5 861.9 851.0 866.0 Stockholders' Equity 4,697.8 4,061.6 3,552.4 3,323.4 2,929.9 Minority Interest 44.7 42.1 48.3 52.8 6.2 Total Equity 4,742.5 4,103.7 3,600.7 3,376.2 2,936.2             Total Liabilities and Shareholders ’ Equity 42,790.3 37,862.2 39,835.1 38,738.2 35,017.2             Net Tangible Assets 4,586.6 3,956.2 3,241.7 2,971.5 2,878.2 Invested Capital 11,823.9 10,751.9 10,469.8 7,644.9 10,278.1 Total Debt 7,126.0 6,690.3 6,917.4 4,321.5 7,348.2 Net Debt 389.4 2,350.0 624.7 - - Total Capitalization 11,823.9 10,751.9 10,469.8 7,644.9 10,278.1 Common Stock Equity 4,697.8 4,061.6 3,552.4 3,323.4 2,929.9 Total Common Shares Outstanding 8,770.4 8,769.9 8,770.4 8,770.4 8,770.3 Shares Issued 8,770.4 8,769.9 8,770.4 8,770.4 8,770.3 Tangible Book Value 4,586.6 3,956.2 3,241.7 2,971.5 2,878.2 Employees 26,918 22,657 28,941 18,616 22,657 © 2019 Morningstar. All Rights Reserved. Published by Dun & Bradstreet, Inc., January 2019. Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 38   Banco de Crédito del Perú Lima, Lima, Peru, Tel: 16252000 ,  URL: http://www.viabcp.com Interim Balance Sheet Standardized Financials in: USD (mil)   Except for share items (millions) and per share items (actual units)           Financial Glossary   31 -Mar -2018 31 -Dec -2017 30 -Sep -2017 30 -Jun -2017 31 -Mar -2017 UpdateDate Filed 13 -Jun -2018 Filed 31 -Dec -2017 Filed 28 -Nov -2017 Filed 11 -Aug -2017 Filed 13 -Jun -2018 Filed Currency PEN PEN PEN PEN PEN Exchange Rate 3.231093 3.24536 3.270387 3.249308 3.244501                     Cash 1,388.9 - - 1,248.5 -         Cash Equivalents - 1,428.9 1,277.4 - 1,104.0         Cash and Due from Banks 4,539.5 4,664.0 3,688.3 7,251.7 6,482.0         Interest -Earning Deposits - 643.8 446.9 - 882.7     Cash and Cash Equivalents 5,928.4 6,736.7 5,412.6 8,500.2 8,468.7     Restricted Cash and Investments 2.0 2,160.8 2,353.5 - -             Reverse Repurchase Agreements 1,762.4 - - - -         Fed Funds Sold/Securities Purch Under Resale Agrmnt 1,762.4 - - - -     Money Market Investments 1,762.4 - - - - Cash, Cash Equivalents and Federal Funds Sold 7,692.7 8,897.4 7,766.0 8,500.2 8,468.7 Total Receivables 1,082.3 1.5 0.9 1.2 0.9 Prepaid Assets 52.9 - - - -     Securities for Sale 3,766.2 4,357.3 5,271.5 5,373.0 5,309.7     Securities Held 1,160.7 1,256.8 1,203.2 - -     Financial Assets at Fair Value 1,296.6 - - - -     Derivative Assets 237.6 - - - - Investments in Financial Assets 6,461.1 5,614.2 6,474.6 5,373.0 5,309.7     Investments in Associates at Cost 11.6 11.4 10.4 - - Long -Term Equity Investments 11.6 11.4 10.4 - -     Loans and Advances to Customers 2,104.6 26,881.3 25,059.1 - 26,115.7     Other Loan Assets 23,372.4 - - 26,187.3 -     Allowance for Loan Losses 1,336.3 - - 1,285.6 1,251.3     Unearned Income -26.2 - - - - Net Loans 24,114.6 26,881.3 25,059.1 24,901.7 24,864.4         Land and Improvements - 113.5 - - -         Buildings and Improvements - 347.7 - - -         Machinery and Equipment - 439.0 - - -         Construction in Progress - 19.7 - - -         Other Property/Plant/Equipment - 77.2 - - -     Property/Plant/Equipment - Gross - 997.0 - - -     Accumulated Depreciation - -554.9 - - - Property/Plant/Equipment - Net 430.8 442.2 438.4 452.2 462.5     Goodwill 85.5 85.1 84.5 - -     Other Intangible Assets 270.5 26.1 - - - Goodwill and Other Intangible Assets 356.1 111.3 84.5 - - Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 39 Finance Lease Receivables 2,206.0 - - - -     Deferred Tax Assets 117.2 - - - - Tax Assets 117.2 - - - - Other Assets 28.8 831.2 881.9 1,246.6 1,190.4 Total Assets 42,554.1 42,790.3 40,715.8 40,474.9 40,296.7                 Accounts Payable 299.3 3,500.3 3,167.0 - -     Total Tax Payable 71.6 - - - -     Dividends Payable 465.2 - - - - Payables 836.1 3,500.3 3,167.0 - -         Debt Securities in Issue 667.2 - - - -         Bank Loans 2,283.0 2,365.1 2,844.7 2,619.7 2,500.1         Other Loans 3,825.9 - - - -         Subordinated Liabilities - 4,761.0 4,358.6 - -     Debt 6,776.0 7,126.0 7,203.3 2,619.7 2,500.1     Derivative Product Liabilities 201.2 - - - -     Other Financial Liabilities 163.7 - - - - Trading and Financial Liabilities 7,140.9 7,126.0 7,203.3 2,619.7 2,500.1     Deposits by Bank 214.6 181.4 - - -     Customer Accounts 26,504.5 26,347.3 24,974.3 24,672.7 24,145.8     Certificates of Deposits 291.4 - - - - Total Deposits 27,010.5 26,528.6 24,974.3 24,672.7 24,145.8 Provisions 192.0 - - - -     Accrued Liabilities 92.0 - - - - Accrued Liabilities and Deferred Income 92.0 - - - - Pension Benefits 6.8 - - - - Other Liabilities, Total 2,711.9 892.8 899.7 8,935.5 9,627.3 Total Liabilities 37,990.3 38,047.8 36,244.4 36,228.0 36,273.3                     Common Stock 2,714.4 2,444.5 2,425.8 2,441.5 2,445.2     Capital Stock 2,714.4 2,444.5 2,425.8 2,441.5 2,445.2     Retained Earnings (Accumulated Deficit) 509.8 1,056.1 815.4 568.8 341.5     Other Reserves 1,295.0 1,197.2 1,188.1 1,195.8 1,197.6 Stockholders' Equity 4,519.2 4,697.8 4,429.3 4,206.1 3,984.2 Minority Interest 44.7 44.7 42.2 40.8 39.2 Total Equity 4,563.9 4,742.5 4,471.5 4,246.9 4,023.4             Total Liabilities and Shareholders ’ Equity 42,554.1 42,790.3 40,715.8 40,474.9 40,296.7             Net Tangible Assets 4,163.1 4,586.6 4,344.8 4,206.1 3,984.2 Invested Capital 11,295.2 11,823.9 11,632.6 6,825.9 6,484.3 Total Debt 6,776.0 7,126.0 7,203.3 2,619.7 2,500.1 Net Debt 847.7 389.4 1,790.8 - - Total Capitalization 11,295.2 11,823.9 11,632.6 6,825.9 6,484.3 Common Stock Equity 4,519.2 4,697.8 4,429.3 4,206.1 3,984.2 Total Common Shares Outstanding 8,770.4 8,770.4 8,770.4 8,770.4 9,846.4 Shares Issued 8,770.4 8,770.4 8,770.4 8,770.4 9,846.4 Tangible Book Value 4,163.1 4,586.6 4,344.8 4,206.1 3,984.2 Employees - 26,918 - 28,479 26,695 © 2019 Morningstar. All Rights Reserved. Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 40 Published by Dun & Bradstreet, Inc., January 2019. Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 41   Banco de Crédito del Perú Lima, Lima, Peru, Tel: 16252000 ,  URL: http://www.viabcp.com Annual Cash Flows Standardized Financials in: USD (mil)   Except for share items (millions) and per share items (actual units)           Financial Glossary   31 -Dec -2017 31 -Dec -2016 31 -Dec -2015 31 -Dec -2014 31 -Dec -2013 Period Length 12 Months 12 Months 12 Months 12 Months 12 Months UpdateDate Filed 16 -Mar -2018 Filed 16 -Mar -2018 Filed 16 -Mar -2018 Filed 22 -Mar -2016 Filed 24 -Feb -2015 Filed Currency PEN PEN PEN PEN PEN Exchange Rate (Period Average) 3.263298 3.373612 3.180471 2.838467 2.702295             Net Income from Continuing Operations 934.2 836.9 860.8 671.9 607.8         Depreciation 107.7 102.0 106.0 121.3 107.2     Depreciation and Amortization 107.7 102.0 106.0 121.3 107.2         Gain (Loss) on Sale of Property/Plant/Equipment -7.6 - - - -         Gain (Loss) on Investment Securities -19.2 -11.3 -126.4 - -     Profit on Disposals -26.8 -11.3 -126.4 - -     Deferred Taxes -3.8 4.7 -24.6 -46.7 -6.1     Write -Off of Assets 599.6 595.2 667.3 619.8 461.6     Other Non -Cash Items -14.4 8.0 -60.4 -6.5 43.3 Total Adjustments for Non -Cash Items 662.3 698.5 561.9 687.9 605.9     Loans -2,262.7 -1,630.3 -2,203.6 - -     Payables 320.2 126.6 -29.7 - -     Other Current Assets -1,342.8 502.7 -612.4 -440.4 124.3     Other Current Liabilities 4,617.5 -575.0 821.4 195.7 -60.4 Changes in Working Capital 1,332.2 -1,576.0 -2,024.3 -244.6 64.0 Tax Paid (Refund) -264.6 -303.6 -236.8 - - Cash from Operating Activities 2,664.1 -344.2 -838.4 1,115.2 1,277.7                 Purchase of Property/Plant/Equipment -40.3 -26.4 -40.1 -102.2 -174.8     Sale of Property/Plant/Equipment 10.5 0.3 0.0 0.3 0.4 Net Purchase (Sale) of Property/Plant/Equipment -29.8 -26.1 -40.1 -101.8 -174.4     Purchase/Acquisition of Intangibles -65.3 -65.7 -55.0 -51.9 -56.0     Sale of Intangible Assets - 0.0 - - - Intangible, Net -65.3 -65.6 -55.0 -51.9 -56.0         Sale of Subsidiaries - 160.5 - - -     Sale of Business - 160.5 - - - Net Acquisition (Sale) of Business - 160.5 - - - Dividends Received - - 3.0 - - Other Investing Cash Flow 277.2 -651.8 -358.1 272.9 74.6 Cash from Investing Activities 182.0 -583.1 -450.1 119.1 -155.8                     Long -Term Debt Issued - - - 3,319.5 2,475.4 Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 42         Long -Term Debt Reduction - - - -5,566.1 -3,783.4     Long -Term Debt, Net - - - -2,246.6 -1,308.0 Issuance (Retirement) of Debt, Net - - - -2,246.6 -1,308.0     Cash Dividends Paid - Common -448.2 -347.0 -121.8 -119.0 -229.6 Total Cash Dividends Paid -448.2 -347.0 -121.8 -119.0 -229.6 Cash Dividends for Minorities - - - 1.0 2.6 Other Financing Cash Flow -12.3 -141.5 194.8 1,045.0 972.5 Cash from Financing Activities -460.5 -488.5 73.1 -1,319.6 -562.5             Net Cash - Beginning Balance 4,431.2 6,227.7 6,576.3 7,453.9 7,270.2 Net Change in Cash 2,385.6 -1,415.8 -1,215.5 -85.3 559.3 Foreign Exchange Effects -167.2 -102.6 991.4 - - Other Cash Adjustment Outside Change in Cash - -423.1 -195.0 - - Net Cash - Ending Balance 6,649.7 4,286.3 6,157.2 7,368.6 7,829.5             Capital Expenditures -105.6 -92.1 -95.1 -154.1 -230.8 Total Debt Issued - - - 3,319.5 2,475.4 Total Debt Reduction - - - -5,566.1 -3,783.4 Free Cash Flow 2,558.5 -436.3 -933.5 961.1 1,046.9 © 2019 Morningstar. All Rights Reserved. Published by Dun & Bradstreet, Inc., January 2019. Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 43   Banco de Crédito del Perú Lima, Lima, Peru, Tel: 16252000 ,  URL: http://www.viabcp.com Interim Cash Flows Standardized Financials in: USD (mil)   Except for share items (millions) and per share items (actual units)           Financial Glossary   31 -Mar -2018 31 -Dec -2017 31 -Mar -2017 Period Length 3 Months 3 Months 3 Months UpdateDate Filed 13 -Jun -2018 Filed 31 -Dec -2017 Filed 13 -Jun -2018 Filed Currency PEN PEN PEN Exchange Rate (Period Average) 3.240075 3.254902 3.291083         Net Income from Continuing Operations 269.6 230.5 218.7         Depreciation 28.0 27.6 26.2     Depreciation and Amortization 28.0 27.6 26.2         Gain (Loss) on Sale of Property/Plant/Equipment 4.6 0.1 0.9         Gain (Loss) on Investment Securities -9.9 -2.2 -20.6     Profit on Disposals -5.3 -2.0 -19.7     Deferred Taxes 28.8 17.6 -8.3     Stock -Based Compensation 2.6 - 5.4     Write -Off of Assets 145.0 152.6 177.0     Other Non -Cash Items -16.7 3.3 - Total Adjustments for Non -Cash Items 182.4 199.1 180.6     Deposits by Banks and Customers 448.4 - 1,593.4     Loans -345.6 -1,809.2 153.2     Financial Assets -652.6 - -913.5     Financial Liabilities -319.1 - -71.4     Payables - 1,368.5 -     Other Current Assets 230.2 82.6 233.1     Other Current Liabilities -660.1 1,801.0 -206.5 Changes in Working Capital -1,298.8 1,443.0 788.3 Tax Paid (Refund) -57.8 -54.7 -100.0 Cash from Operating Activities -904.6 1,817.8 1,087.6             Purchase of Property/Plant/Equipment -4.9 -22.7 -4.2     Sale of Property/Plant/Equipment 0.2 -2.5 0.2 Net Purchase (Sale) of Property/Plant/Equipment -4.7 -25.2 -4.1     Purchase/Acquisition of Intangibles -10.0 -26.9 -6.6 Intangible, Net -10.0 -26.9 -6.6     Sale/Maturity of Investment 100.5 - 13.8 Investment, Net 100.5 - 13.8 Other Investing Cash Flow - 16.1 - Cash from Investing Activities 85.9 -36.0 3.1         Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 44         Long -Term Debt Issued 50.7 - 80.8     Long -Term Debt, Net 50.7 - 80.8 Issuance (Retirement) of Debt, Net 50.7 - 80.8     Cash Dividends Paid - Common - -0.1 - Total Cash Dividends Paid - -0.1 - Other Financing Cash Flow - -513.9 - Cash from Financing Activities 50.7 -508.4 80.8         Net Cash - Beginning Balance 6,697.3 5,432.1 4,393.8 Net Change in Cash -768.0 1,273.4 1,171.6 Foreign Exchange Effects -25.5 -38.7 -143.1 Net Cash - Ending Balance 5,903.8 6,666.8 5,422.2         Capital Expenditures -14.8 -49.6 -10.8 Total Debt Issued 50.7 - 80.8 Free Cash Flow -919.4 1,768.3 1,076.8 © 2019 Morningstar. All Rights Reserved. Published by Dun & Bradstreet, Inc., January 2019. Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 45   Dun & Bradstreet One-Stop Reports for Banco de Crédito del Perú Page 46