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QUESTION

" Currently, the vast majority of employer health insurance plans involve HSA's with higher deductible medical plans ".

"Currently, the vast majority of employer health insurance plans involve HSA's with higher deductible medical plans".

As a single person, what might your average yearly deductible for the health plan be ? Conduct the proper research to answer this question.

As a married person with children, what might your average yearly deductible for the health plan be ? Conduct the proper research to answer this question.

Considering the questions above, what would be your strategy (per your expected salary) in contributing to your HSA account to prepare for any medical need (considering both common and unexpected events) ?

Considering your age and individual health needs, what yearly preventive services would be covered (thus, no cost to you) under the Affordable Care Act ?

What is the need for both short-term and long-term disability insurance ? Do you consider it just as important as medical and/or life insurance ? Why or why not ?

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