1. in the case of tillman vs. commercial credit loans, inc. why did the court find the clause to be procedurally unconscionable?

1.      in the case of tillman vs. commercial credit loans, inc. why did the court find the clause to be procedurally unconscionable?

2.      Why did the court find the contract to be substantively unconscionable? Do you agree with the court's ruling?

3.      If the arbitration clause is invalid, what can Ms. Tillman do now?