1 Which is not an early warning sign of financial trouble to come in the future?

Not having an emergency fund

Paying only the minimum amount on a credit card bill

Not having a monthly budget

Investing in a 401(k) or a 403(b) plan

2 What is the minimum amount of money you should have in your emergency fund account, and once you have that, what should your next goal be?

$750; 3 months' wages

$500; 4 months' wages

$1,000; 6 months' wages

$1,500; 6 months' wages

3 Which is a way to stop little financial leaks?

Cutting coupons

Pack your lunch

Avoid the malls when bored or depressed

All of the choices are correct.

4 To keep yourself from using your credit card, you should

destroy it.

hide it.

leave it at home.

keep it in your wallet.