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Exercise 3

Identify the errors in the sentences and write the correct answers. Errors exist in the bold sentences only.

Bank Muamalat Malaysia Berhad are one of the two independent (0) is

full-fledged Islamic Financial Institutions in Malaysia. The bank

were established on 1st October 1999 from the combination of (1) _______________

Islamic Banking division’s assets and liabilities of three local

banks, namely Bank Bumiputra Malaysia, Bank of Commerce

(Malaysia) and BBMB Kewangan. The shareholders for the bank (2) _______________

comprise of DRB-HICOM which holds 70% shares in the bank

with khazanah nasional berhad holding the remaining shares. (3) _______________

Being among the pioneer of Islamic banking, the Bank is strongly

supported by Shariah’s scholars who is highly qualified and  (4) _______________

experienced in the Islamic jurisprudence, advising not only in

issues pertaining to Shariah products and service but also as advisor  (5) _______________

to parties that are planning to raise Islamic Capital Issues or other new

innovative products.

The bank have a nationwide network of 63 branches, a kiosk and an (6) _______________

offshore Labuan branch that provides wide range of Islamic banking

products and services included foreign currency deposits, (7) _______________

investment accounts, foreign exchange trading, working capital

financing, trade financing, project and contracting financing, venture (8) _______________

capital and Islamic capital market services to both Malaysians and

foreigners.

A Bank is a member of Global Alliance for Banking Values (GABV), (9) _______________

an independent network of banks and banking cooperatives

worldwide operating under the “Principles of Sustainable Banking”.

GABV focuses on the returns of real economy and acts as financial

intermediary to support social and environmental impacts. Bank

Muamalat Malaysia Berhad is the first Islamic Bank to be accept as  (10)______________

its member.