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20% of people are "accident prone" and have a probability 0.15 of having an accident in a 1-year period in contrast to a probability of 0.05 for the...

20% of people are "accident prone" and have a probability 0.15 of having an accident in a 1-year period in contrast to a probability of 0.05 for the other 80% of people.What is the probability that they will have an accident this year if they had one last year?

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