A commercial bank will loan Tim $39,999 for 3 years to buy a car. The loan must be repaid in equal monthly payments at the end of the month.

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A commercial bank will loan Tim $39,999 for 3 years to buy a car. The loan must be repaid in equal monthly payments at the end of the month. The annual interest rate on the loan is 9.09 percent of the unpaid balance. What is the amount of the monthly payments?