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After the fourth month of a 12-month loan: the numerator is: {(n + ) + (n + ) + (n + ) + (n + )} = , and the denominator is: {(n) + (n + 1) + ... + (n + )} = . Therefore, the fraction is numerator/den
After the fourth month of a 12-month loan: the numerator is: {(n + ) + (n + ) + (n + ) + (n + )} = , and the denominator is: {(n) + (n + 1) + ... + (n + )} = . Therefore, the fraction is numerator/denominator (to the nearest tenth) = %.