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QUESTION
An indication that insurance companies anticipate adverse selection is a. they do not require a deductible b. they do not classify clients into different risk types according to their claim history c.
An indication that insurance companies anticipate adverse selection is
a. they do not require a deductible
b. they do not classify clients into different risk types according to their claim history
c. they classify clients into different risk types according to pre-existing conditions
d. they do not require a co-payment
