Assume that about 40% of all U. adults try to pad their insurance claims. Suppose that you are the director of an insurance adjustment office.

Assume that about 40% of all U.S. adults try to pad their insurance claims. Suppose that you are the director of an insurance adjustment office. Your office has just received 108 insurance claims to be processed in the next few days. What is the probability that fewer than 40 of the claims have been padded?