Assuming you only contributed as stated in #3 above for 10 years and then stopped at just left the money invested for the next 30 years after that.

1. Assuming you only contributed as stated in #3 above for 10 years and then stopped at just left the money invested for the next 30 years after that. What would it grow to at the end of the 40 years assuming the same 6% annual return.

2. Now assume you delayed investing for 10 years and then contributed the $5,500 each year for the following 30 years. What would it grow to.