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Bank fees are squeezing customers according to an article in The Record (Hackensack, NJ) dated April 20, 2006.
Bank fees are squeezing customers according to an article in The Record (Hackensack, NJ) dated April 20, 2006. Banks are having a hard time making money lending, so many are charging more and higher fees. Meanwhile, interest paid on interest-bearing checking accounts remains low. Kayla Siska received her bank statement from the Commerce Bank which increased its overdraft fee from $33 to $35. To avoid future overdraft fees and bounced-checks (NSF) fees, Kayla wants to make sure her checkbook is in balance. The following checks have not cleared the bank: No. 634, $58.30; No. 635, $108.75; and No. 637, $112.68. Her checkbook balance shows $695.23. She received $1.75 in interest. She also was charged a $35.00 overdraft fee. The bank shows a balance of $320.10. A $621.61 deposit was not recorded. Prepare Kayla's bank reconciliation.
