Based on an insurance company's past data, each year an average of 1/10 policy holders make a claim of $250, 1/150 policy holders make a claim of

Based on an insurance company's past data, each year an average of 1/10 policy holders make a claim of $250, 1/150 policy holders make a claim of $5000, and 1/650 policy holders make a claim of $29,000.

 If the company sells insurance policies for $450 annually, what is the expected profit or loss for the company per policy holder over the course of a year?

If the company sold 450 policies, what would the overall expected profit or loss be? (use your unrounded answer from the previous question to calculate this.)  Round to the nearest dollar