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Can you please show me what formulas to use to answer these questions?

Can you please show me what formulas to use to answer these questions?

You want to withdraw $ 55,376 from your account at the end of one year and $ 10,744 at the end of the second year. How much should you deposit in your account today so that you can make these withdrawals? Your account pays 4 percent p.a. 

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