Chapter 12: How was the author of the News Wire on page 227 so confident that a recession was coming?

Chapter 12:

How was the author of the News Wire on page 227 so confident that a recession was coming?

Chapter 13:

Does the fact that your bank keeps only a fraction of your account balance in reserve worry you? Why don't people rush off to the bank and retrieve their money? What would happen if they did?

Chapter 14:

How does an increase in the money supply get into the hands of consumers? What do they do with it?