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Create a 5 page essay paper that discusses Health issues.Download file to see previous pages... A Medicare Part A Medicare Part A is hospitalization insurance. It was to cover Mrs. Zwick’s stay in h
Create a 5 page essay paper that discusses Health issues.
Download file to see previous pages...A Medicare Part A Medicare Part A is hospitalization insurance. It was to cover Mrs. Zwick’s stay in hospital and the skilled nursing facility. This was only if the annual deductable had been paid. Mrs. Zwick was eligible for Part A coverage since she was above 65 years. Her enrollment in the insurance also depended on whether she was already receiving Social Security, dependents or survivors’ benefits and Railroad Retirement payments. If she was not receiving Social Security, then she would apply for Medicare Part A. If Mrs. Zwick has been receiving the Social Security benefits but had not in the month of her 65th birthday, she would have to contact the local Social Security office. If Zwick has not been receiving Social Security or Railroad benefits, she has to apply it at the Social Security administration website (Matthews &. Berman, 2012). Part A does not cover monthly premium. hence Mrs. Zwick has to pay a monthly fee. She would not pay monthly premium if she was eligible for Social Security. If she has 30-39 quarters of Social Security credits, she has to buy part A and pay a monthly premium of $248. If she has 0-29 quarters, she has to pay a monthly premium of $ 451. Once Mrs. ...
Mr. Zwick was hospitalized with mild stroke for five days and then received skilled nursing care. Part A coverage required at least three days of hospitalization prior to skilled nursing care in order to cover all costs without copayment for the first 20 days of Mrs. Zwick’s skilled nursing care. Mrs. Zwick had to pay a fee of $ 248 in 2012 per day copayment for the skilled nursing care from 21st- 40th day of her stay. Part A does not cover care from doctors in inpatient hospitals. The doctors’ bills are covered by Medicare Part B. It does not cover emergency room care either. Part A covers the necessary medical care delivered on an inpatient basis only. Therefore, part A did not pay for Zwick’s urinary tract infection. Moreover, Part A did not cover for Zwick’s stay after the hospital was ready to discharge her (Matthews J. , 2012). Medicare Part B Medicare Part B covers outpatient care including doctor’s services, home health care and durable medical equipment. Mrs. Zwick was assigned a walker for her outpatient care. hence, it was necessary to find a medical equipment provider. Mrs. Zwick’s enrollment in Part B was to be automatic if she had already received Social Security benefits or Railroad Retirement benefits. Part B is optional and requires a monthly payment fee. If Zwick did not enroll for Part B insurance for seven months she was to be penalized for delay in enrollment. This period included three months prior to Zwick turning 65, the month she turned sixty-five, and the three months after she turned sixty-five years. The penalty is an extra premium charge of 10 % per annum after the year she was formerly eligible for Medicare. Part B included a monthly premium of $ 96.40 in 2008, and annual deductable amount of $ 135 in 2008.
