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ESI Loans uses the following rating scheme to classify the riskiness of its customers. Risk ClassRisk Premium (%) Prime .05 High grade 1.0 Upper...
ESI Loans uses the following rating scheme to classify the riskiness of its customers.
Risk ClassRisk Premium (%)Prime .05 High grade 1.0 Upper medium grade 1.5 Lower medium grade 2.0 Speculative: Non-investment grade 4.0 Speculative: Highly 6.0 Substantial risks 9.0 Extremely speculative 12.0
