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QUESTION

Fred a farmer in South Australia is poorly educated and unable to read and write.

Fred a farmer in South Australia is poorly educated and unable to read and write. He buys a tractor from Trust Tractors Pty Ltd on credit for his own farm and does not realize that the contract finance terms are at a very high interest rate. The interest rate makes it impossible for Fred to keep up the payments. He wishes to get out of the contract on the basis that the salesperson for Trust Tractors took advantage of his inability to read and write, failed to explain clearly the high interest rate. Under the Australian Consumer Law, advise Fred as to whether he can obtain a remedy.

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