Hi, I need help with essay on Retirement Gamble. Paper must be at least 500 words. Please, no plagiarized work!There is an important concept that is brought about in the video concerning the availabil

Hi, I need help with essay on Retirement Gamble. Paper must be at least 500 words. Please, no plagiarized work!

There is an important concept that is brought about in the video concerning the availability of actively managed funds that are worthy the value of investors’ money. The authors argue that there are no actively managed funds that can add value to the investors’ investments. I disagree with the argument because there are several beneficial actively managed funds in the market. Moreover, Christine Marcks, the head of Prudential Retirement, argues that she is not aware of any research findings showing the advantages of low cost index investments over the high cost active management. The general public needs to be made aware that the task of finding and determining whether the actively managed funds are worthy the investors’ money should lie under the responsibility of investment accountants. Research shows that one third of Americans do not have any retirement saving plans. Nevertheless, half of the American population think that they cannot save enough funds for their retirement. These findings show how uninformed many employees are. There is the need to have investment consultants who will enable the investors to choose the best retirement saving plans to suit their needs. However, it has not addressed the following question. is there any single 401 (k) plan that investors can rely on? This question is important because it will help in solving the current problems facing employees rather than blaming the financial industries for taking too much money from investors while offering little value in return.