I am trying to calculate when a bond will be callable/not callable based upon interest rates. For example a $1000 bond at 8% for 20 years.

I am trying to calculate when a bond will be callable/not callable based upon interest rates. For example a $1000 bond at 8% for 20 years. It seems that this will require a data table with the IF function. I am trouble selecting the appropriate rows and columns for a data table. Can you help?