I need a substantive answer with five paragraph Private insurance provides numerous coverages that can be used to meet specific loss situations.

I need a substantive answer with five paragraph

Private insurance provides numerous coverages that can be used to meet specific loss situations. For each of the following situations, identify a private insurance coverage that would provide the desired protection. Also provide an explanation as to why you selected a specific coverage or coverages. 

• Emily, age 28, is a single parent with two dependent children. She wants to make certain that funds are available for her children's education if she dies before her youngest child finishes college.