In financial planning, I prepare financial strategy as a part of SOA for client. Their goals are: Savings advice on trip to Italy this year 2.

In financial planning, I prepare financial strategy as a part of SOA for client. Their goals are:

1. Savings advice on trip to Italy this year

2. Advice on savings outside of super to potentially send their kind to private school ( fee: $20,000 pa) or to fund a oversea holiday.

What strategy should I give them to achieve their goal? I need a strategy for each goal

* The fund for their kind is a long term investment- 13 years. They have other things to carry such as home mortgage, insurance and super. That is the hardest thing to give a suitable strategy for their savings. Their surplus: $9,600 pa