In the case study quot;The Blockchain Will Do to the Financial System What the Internet Did to Mediaquot; the problems are:

In the case study "The Blockchain Will Do to the Financial System What the Internet Did to Media" the problems are: block-chain is the various layers that may be discouraging to many potential users, has attracted so many investors to aggressively explore the service without actually giving time for actual technological research and innovations, and lack the adequate equipment that is up to date with the current technology. 

What are your Recommendations for these problems?