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In these minimum payment examples the balance decreases by only 1% each month. Most of us will use credit cards throughout the year, and that means...

In these minimum payment examples the balance decreases by only 1% each month. Most of us will use credit cards throughout the year, and that means we may carry a balance past the grace period. Assuming you were trying to pay off the balance while still using the card, what actions must you take?

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