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# Jane Doe earns $72,000 per year and has applied for an $51,970.43, 25-year mortgage at 16 percent interest, paid monthly. Property taxes on the house...

Jane Doe earns $72,000 per year and has applied for an $51,970.43, 25-year mortgage at 16 percent interest, paid monthly. Property taxes on the house are expected to be $1200 per year. What is her gross debt service ratio?