Jenna's automobile insurance policy with GEICO states under the "Medical Payments" section:

Jenna’s automobile insurance policy with GEICO states under the “Medical Payments” section: “If any insured person is injured in an accident and wishes to claim benefits under this section of the policy, he/she must agree to be examined by a physician of GEICO’s choosing, and at GEICO’s expense, prior to filing suit against GEICO for any alleged breach of contract.” This is an example of a Novation clause Condition precedent Condition subsequent Constrapulation None of the above