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Kelly, age 35, is a single parent and has a one-year-old son. She earns$45,000 annually as a marketing analyst.

Kelly, age 35, is a single parent and has a one-year-old son. She earns$45,000 annually as a marketing analyst.Her employer provides group life insurance in the amount of twice the employee's group life insurance in the amount of twice the employee's salary. Kelly also

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