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QUESTION
List and discuss the major federal legislation designed to promote equity in the housing market?
- List and discuss the major federal legislation designed to promote equity in the housing market?
- If I own a house and advertise a room for rent, under the Fair Housing Act may I refuse to rent to an individual based on his religion? Race? Explain.
- What is the motivation behind the Equal Credit Opportunity Act?
- Indicate three ways in which discriminatory lending practices can be defined. How does Regulation B attempt to define such practices?
- What are the two economic theories of discrimination?
- Do empirical studies support the need for discriminatory lending practices? Explain.
- Has ECOA reduced the amount of discriminatory lending practices?
- What is the motivation behind the Home Mortgage Disclosure Act and the Community Reinvestment Act?
- What is redlining?
- What is FHAing?
