Now that you've reviewed different things that will influence people across a national economy to either save or consume (that is, spend) more of...

Now that you've reviewed different things that will influence people across a national economy to either save or consume (that is, spend) more of their income.  In light of current economic conditions in the United States, have you changed your saving or consumption (spending) habits?  Give an example from your own experience to illustrate your answer.

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