Please answer each question with citation and reference at least 200 words 1.How do the concepts of adverse selection and moral hazards affect financial and labor markets? Which of these effects is t

Please answer each question with citation and reference at least 200 words 

1.How do the concepts of adverse selection and moral hazards affect financial and labor markets? Which of these effects is the most significant? Why? What are the most significant effects of these concepts on organizations and individuals? Why?

2.How do the theoretical framework, need for the study, problem statement, and purpose statement align with one another in a dissertation? Why is this important to the dissertation?