Post your comments regarding the availability and use of credit for purchases of consumer goods.

Post your comments regarding the availability and use of credit for purchases of consumer goods. You might refer to the way retailers entice you to purchase on credit (like "no interest for one year"). Discuss how you would explain to your significant other why you should wait to purchase a desired item rather than buying it on credit.

Most people will need to borrow money at some stage to tide them over in an emergency or tobuy larger items or to fund a special event. Borrowing money can also be called credit. Creditcards and...