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Ralph is 27 years old and starting an IRA (individual retirement account). He is going to invest $200 at the beginning of each month. The account is...

Ralph is 27 years old and starting an IRA (individual retirement account). He is going to invest $200 at the beginning of each month. The account is expected to earn 2.65% interest, compounded monthly. How much money will Ricky have in his IRA when he retires, at age 65?

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