Sorry, I am not used to us this and I might have sent you last question in bad method. I have a quick question. By looking at the spreadsheet with...

Sorry, I am not used to us this and I might have sent you last question in bad method. I have a quick question. By looking at the spreadsheet with the explanation (thank you!) Cell C71, it is labeled as "Payment periods" but you divided the annual interest by 2 and stated on the right side "semi-annual payments" is this cell supposed to be "number" of payments or "amount" of payment? Your response is appreciated.