TCO 8. Harold Watson makes his living as a rental property manager in a large urban center with a considerable amount of diversity in the population....

TCO 8. Harold Watson makes his living as a rental property manager in a large urban center with a considerable amount of diversity in the population. Even though the municipality has local statues against it, Mr. Watson finds sneaky ways to get out of renting properties to black families because he believes blacks are lazy. Nor will he rent to hispanic families because he believes they will overcrowd premises with relatives who are illegal immigrants. Which one of the following combinations explains this?