Thank You in advance.

I need a reply to each discussion with and example please. Thank You in advance.

1-Bank failure would have a detrimental effect on investors, individuals, and businesses, especially if the bank was not FDIC insured. When a bank fails, the FDIC will take over, possibly selling the bank to a larger, stronger bank or operating the bank as a federally-owned bank for a period of time (Pritchard, 2016). A true bank failure, where the FDIC is not involved, would hit confidence levels of investors and customer pretty hard; if they were unable to access their cash it would cause a domino effect on the economy. The ripple effect would depend on how large the bank is that failed, and how large the accounts or investments were that people lost. Without future purchasing power, customers would be unable to spend their money at business, investors would be unable to continue investing in the stock market, and it could have the potential to cause stocks to drop and cause panic within the industry. As an investor or customer, it would be in your best interest to make sure any investment opportunity or bank is FDIC insured so that you wouldn't have to worry if a failure were to take place.