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QUESTION
we learned the following acts that protect consumers’ privacy and identity: Fair Credit Reporting ActFair and Accurate Credit Transactions ActGramm-Leach-Bliley ActUSA PATRIOT ActIn addition to protec
we learned the following acts that protect consumers’ privacy and identity:
- Fair Credit Reporting Act
- Fair and Accurate Credit Transactions Act
- Gramm-Leach-Bliley Act
- USA PATRIOT Act
In addition to protecting a consumer’s privacy/identity, these acts can also impact the consumer’s ability to obtain a mortgage loan.
In this discussion assignment, share your response to the following questions:
- Which Act best protects a consumer’s privacy or identity? Why?
- How does that same Act positively or negatively impact the consumer’s ability to obtain a mortgage loan?
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