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Which of the following statements best describes the difference between a health maintenance organization (HMO) and a preferred provider organization (PPO)? a. An HMO is paid a monthly premium for ong
Which of the following statements best describes the difference between a health maintenance organization (HMO) and a preferred provider organization (PPO)? a. An HMO is paid a monthly premium for ongoing services while a PPO collects no money until after services are rendered. b. An HMO allows the insured individual to choose from a list of providers while a PPO assigns the insured individual the provider nearest his or her residence. c. An HMO requires the insured individual to go to a provider within their organization while a PPO allows the insured individual the option to receive care from a non-preferred provider at a higher cost. d. An HMO is usually paid for by the insured individual’s employer while a PPO usually requires the insured individual to pay a co-pay or deductible for services.
