Which of the following statements is true of adjustable-rate mortgages A. They cannot be converted to fixed-rate loans. There is no limit as the...

Which of the following statements is true of adjustable-rate mortgagesA. They cannot be converted to fixed-rate loans.B. There is no limit as the amount of payment change on an ARM.C. They generally carry higher initial interest rates than conventional mortgages.D. The interest rate changes on ARMs are limited per year and per lifetime.