Which of the following statements is true regarding risk retention groups: The insurance policy holders are also the company's stockholders.

Which of the following statements is true regarding risk retention groups:

A. The insurance policy holders are also the company's stockholders.

B. A risk retention group may insure companies from many different industries.

C. Group members control risk by retaining equity and transferring liability to external sources.

D. Risk retention groups tend to pay higher licensing fees than traditional insurance companies.