You have a job at a real-estate agency in the small country of Frugalia, where you are paid 72,000 francs (the currency of Frugalia) a year.

You have a job at a real-estate agency in the small country of Frugalia, where you are paid 72,000 francs (the currency of Frugalia) a year. You are now faced with the decision of whether to work a second job at the local university teaching a real-estate investing class, where the pay is 45,000 francs a year. Social insurance tax and income tax rates are listed below.