You just won a prize in a raffle. The prize will be paid out as 5,000 dollars today (option A) or as 7,500 dollars 5 years from now.

You just won a prize in a raffle.                              

The prize will be paid out as 5,000 dollars today (option A)                  

or as 7,500 dollars 5 years from now. Given the appropriate discount rate of 7.15 percent (option B)

Which do you prefer and why?