You recently graduated from college, and your job search led you to East Coast Yachts. Since you felt the company's business was seaworthy, you...

You recently graduated from college, and your job search led you to East Coast Yachts. Since you felt the company’s business was seaworthy, you accepted a job offer. The first day on the job, while you are finishing your employment paperwork, Dan Ervin, who works in Finance, stops by to inform you about the company’s 401(k) plan.