Your goals should be written in narrative form listing your goals and your plans for achieving them.

Your goals should be written in narrative form listing your goals and your plans for achieving them.  You should also indicate things like dates, how you will know if you are on target or meeting the individual goals, your evaluation of how realistic they are (pipe dream goals vs. attainable ones), etc.  This assignment is for YOU, not me!!  Take the time to really evaluate where financially you want to go and how you are going to get there.  Make this a document that you can use as YOUR roadmap -- something that you can refer back to over the years as you evaluate and readjust to keep yourself on track.  

The paper needs be at least three pages

Short Term Goals (next 12 months)                Action Item to Achieve

1. Save $1,000 for emergency.                       Get a second income/job.

2. Pay off a small credit card                         Make more than minimum payment/extra payments

3. Increase credit score                                 Continue to pay bills on time and pay closed debts off

Intermediate Term Goals (next 1 - 5 years)

1. Have 6 months' worth of income saved.               Save 50% of income, survive on other 50%

2. Pay off car                               Allocate certain amount in savings to the car fund.

Long Term Goals (10 + years until retirement)

1. Move to a new state                        Use money from second job to put into moving fund

2. Travel for work                            Find an employer to work for that allows traveling

3. Invest money                             Work with an investment facility to learn about the highest ROI