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QUESTION

1)Jenny is in a car accident which causes $5,000 worth of damages to her car. The other car has $10,000 worth of damages.

1)   Jenny is in a car accident which causes $5,000 worth of damages to her car. The other car has $10,000 worth of damages. Jenny's policy has a $1,000 deductible for collision and $500 for comprehensive. The insurance company concluded that Jenny was not at fault for this accident. With the other driver at fault, which statement is correct?

a)    Jenny must pay the $500 deductible and claim it back from the other insurance company.

b)    Jenny must pay the $1,000 deductible and claim it back from the other insurance company.

c)     Jenny's insurance company has determined that she is not responsible for the accident, so Jenny does not have to pay a deductible.

d)    As Quebec has no-fault insurance, both Jenny and the other driver do not have to pay a deductible.

e)    Jenny must split the deductible with the other driver 50:50 as it is no-fault insurance.

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