A mortgage applicant who has a monthly gross income of $2,780 applies for a mortgage with a monthly piti of $689.44. the applicant's other financial obligations total $405.88 per month. if the lending

A mortgage applicant who has a monthly gross income of $2,780 applies for a mortgage with a monthly piti of $689.44. the applicant's other financial obligations total $405.88 per month. if the lending ratio guidelines are as given in the table below, what type of mortgage, if any, would the applicant qualify for?