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Create a 13 page essay paper that discusses Organisation Management System.Researchers have tried to increase understanding of why new mobile payment technologies are adopted by focusing on either the
Create a 13 page essay paper that discusses Organisation Management System.
Researchers have tried to increase understanding of why new mobile payment technologies are adopted by focusing on either the payee or the payer, which potentially yield a limited understanding of the payer-payee context.
I have scrutinised over 50 academic journals in the area of social psychology, technology adoption and mobile payments to retrieve a comprehensive understanding of the phenomenon. To this I have identified the Theory of Reasoned Action, the Theory of Planned Behaviour, the Technology Acceptance Model, The Unified Theory of Acceptance and Use of Technology, the Task-Technology Fit model and the Diffusion of Innovations as centrepieces in the academic literature. Founded on these the evolution of the concept has been on-going where several antecedents have been identified to either facilitate or impede the adoption of mobile payment technologies.
Different attempts have been made to conceptualise these complexities, however none incorporate a comprehensive understanding of the antecedents of adoption of mobile payment technologies identified in the mobile payment literature with both a payer and payee centric approach which comprehends the payer-payee context. Acknowledging this, I have integrated a framework founded upon social psychology rationales, technology adoption theories and mobile payment literature to increase understanding of why new mobile payment technologies are adopted by payers and payees.
Applying my framework to real-life cases I have found several interesting findings such as (1) payer and payee adoption is interrelated, (2) payee adoption is highly influenced by usefulness mediated through task-technology fit and especially the presence of expected functions, (3) payee adoption can be influenced by payer’s costs and the technologies’ consistency with payer’s lifestyle, (4) lack of ease of use is a barrier of adoption in contrast to ease of use as a driver of adoption.
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