Discuss the advantages and disadvantages of establishing a regular,  systematic savings plan. Discuss what circumstances would be suitable  for an individual to use part of the savings accumulated o

Discuss the advantages and disadvantages of establishing a regular,  systematic savings plan. Discuss what circumstances would be suitable  for an individual to use part of the savings accumulated over a number  of years. What if you were saving for retirement? What if your savings  were accumulated for the purpose of sending your child to college and  that child did not attend college for some reason? 

About a page, APA, with reference.