Griffith allowed his life insurance to lapse after May 15 2007.

Dr. Griffith allowed his life insurance to lapse after May 15 2007. According to US Life's life insurance policy, he was granted a 31 day grace period after which he would be able to reinstate his insurance by paying the balance of the unpaid bill and receiving written approval from US Life of the required evidence of insurability. According to a reminder notice, Griffith had 60 days to make a full payment. On or around June 15 2007 the insurance provider sent Griffith a lapse notice that included a reinstatement form and a self addressed envelope and required payment and the reinstatement form to be received by the policy provider within 30 days from the lapsed coverage. On July 23 2007 Griffith electronically directed payment to American Medical Association Insurance Agency which acted as a third party administrator for US Life. AMAIA acted on US Life's behold to bill and collect premiums. AMAIA received the check from Griffith on July 30, 2007. On July 28th 2007 Griffith was kneeling besdie his bicycle at Bethany Beach, Delaware, when he was struck by a car that had drifted off the road when the driver fell asleep at the wheel. Do you think Griffith was insured at the time of his death? Why or why not?